Lending Policy Changes 12/01/2021

Following a review of our temporary lending policy, from today, Tuesday 12 January we will be making a change to our income multiples.

Maximum permitted income multiples

Multiples above 4.5 x income will move from being capped at 85% LTV to 80% LTV.

To view our temporary lending policy, please click here.


Pipeline applications

Where a DIP was submitted prior to Tuesday 12 January, conversion to a Full Mortgage Application in line with previous policy, will continue to be accepted up to close of business Monday 18 January.