Mortgages with a low deposit? We're on it

Here at the West Brom for intermediaries, we’re dedicated to helping more of your clients buy their first home. That’s why we have enhanced our product range and increased our maximum loan size to 95%.

 

95% LTV mortgages

As part of our ongoing commitment supporting first time buyers, we have launched a two year fixed and discounted variable rate mortgage product at 95% LTV.

Max LTV

Product Description

Completion Fee

Product Type

Product Code

95%

1.05% discount off the West Brom’s Standard Variable Rate until 31/03/2020 giving a current variable rate of 3.19%, followed by the West Brom’s Standard Variable Rate for the rest of the term, currently 4.24% variable

£0

Purchase

15236

95%

3.59% fixed until 31/03/2020

£0

Purchase

15231

 

90% LTV £1,000 cashback mortgages

Further to this commitment we have also launched new 90% LTV products offering £1,000 cashback on our 2, 3 and 5 year deals.

Max LTV

Product Description

Completion Fee

Product Type

Product Code

90%

1.75% discount off the West Brom’s Standard Variable Rate until 31/03/2020 giving a current variable rate of 2.49%, followed by the West Brom’s Standard Variable Rate for the rest of the term, currently 4.24% variable (CB)

£0

Purchase

15235

90%

2.69% fixed until 31/03/2020 (CB)

£0

Purchase

15204

90%

2.89% fixed until 31/03/2021 (CB)

£0

Purchase

15219

90%

2.89% fixed until 31/03/2023 (CB)

£0

Purchase

15241

  • Free first standard valuation (up to £445), no booking fee and no completion fee applies to all products in this update.
  • All products revert to Standard Variable Rate (currently 4.24% variable) for the rest of the term.
  • All products will be charged interest to the end of the month of redemption.