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The Chancellor’s Autumn Budget has confirmed a reduction in the Cash ISA limit to £12,000, with over 65s retaining the full £20,000 allowance. These changes will come into effect from April 2027, so there's no changes to our existing ISA products until then.
At West Brom Building Society, we know building your future doesn’t happen overnight. So, whether you’re looking to own your first home or have savings you can rely on, we’ll do everything we can to help you build the life you want.
If you know what you're looking for, you can dive straight into our range of savings and mortgages or check out our tools and guides. Whatever you need, we're here to help.
Here are a few of our savings accounts you might like. Or check out all our latest savings accounts to find the right one for you.
More savings accounts
Triple Access Saver (Issue 1)
We're sorry, this account is no longer available.
If you've already applied for this account, don't worry, we’ll contact you as soon as it’s open. We're still working through applications and aim to get you set up in 3 to 5 working days.
1 Year Fixed Rate ISA
3.60% tax-free p.a./AER variable
You can take money out but if you do, we'll charge you 90 days loss of interest.
1 Year Fixed Rate Bond
3.60% gross p.a./AER fixed
You can't take your money out during the fixed term.
Important information
Gross is the rate of interest payable without tax taken off.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year.
Tax-free means you will not pay income tax on the interest you earn.
ISAs are a savings scheme set up by the Government and they can change the rules at any time.
Whether it’s your first time here or you’ve been with us for years, we're all about helping you save for the future and getting that dream home.
Search our range of first time buyer mortgages and check out our tools and videos to help you buy your first home.
First time buyers
If you're worried about your mortgage payments - it helps to chat to see how we can help.
Find out more
Wondering what your tax-free saving options are? Our guide to ‘Making the most of your ISA’ might be the perfect read.
View our guideWe've been helping customers save and buy their homes for over 175 years. We know everyone’s different, that’s why we do things differently. Find out more about us, what we do and why we've won awards for how we help customers.
About us
For lots of us, getting a job is the first step towards building the life we want. But sometimes, even that first step can be a struggle. That’s why we’re proudly partnered with JERICHO, an incredible local charity providing work opportunities for people facing challenges right here on our doorstep.