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Bank of England Bank Rate
The Bank of England decreased the Bank Rate to 4.00% on Thursday 7 August 2025. To see what this means for your mortgage and savings, read our guide.
At West Brom Building Society, we know building your future doesn’t happen overnight. So, whether you’re looking to own your first home or have savings you can rely on, we’ll do everything we can to help you build the life you want.
If you know what you're looking for, you can dive straight into our range of savings and mortgages or check out our tools and guides. Whatever you need, we're here to help.
Here are a few of our savings accounts you might like. Or check out all our latest savings accounts to find the right one for you.
More savings accounts
Four Access Saver Issue 3
4.55% Gross p.a./AER variable
If you make five or more withdrawals a lower interest rate applies.
60 Day Notice ISA
4.10% tax-free p.a./AER variable
You can take your money out by giving us 60 days’ notice.
1 Year Fixed Rate Bond
3.80% Gross p.a./AER fixed
You can't take your money out during the fixed term.
Important information
Gross is the rate of interest payable without tax taken off.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year.
Tax-free means you will not pay income tax on the interest you earn.
ISAs are a savings scheme set up by the Government and they can change the rules at any time.
Whether it’s your first time here or you’ve been with us for years, we're all about helping you save for the future and getting that dream home.
Search our range of first time buyer mortgages and check out our tools and videos to help you buy your first home.
First time buyers
If you're worried about your mortgage payments - it helps to chat to see how we can help.
Find out more
Wondering what your tax-free saving options are? Our guide to ‘Making the most of your ISA’ might be the perfect read.
View our guideWe've been helping customers save and buy their homes for over 175 years. We know everyone’s different, that’s why we do things differently. Find out more about us, what we do and why we've won awards for how we help customers.
About us
For lots of us, getting a job is the first step towards building the life we want. But sometimes, even that first step can be a struggle. That’s why we’re proudly partnered with JERICHO, an incredible local charity providing work opportunities for people facing challenges right here on our doorstep.
