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We're all saving for different things. It could be a new home, a holiday or something special. That's why we've got loads of savings accounts for you to choose from.
Your eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme.
For some of us, knowing where to start when it comes to the subject of savings can be tricky. This guide gives you an understanding of why and how you should save as well as some additional information to help you along the way.
View guideLet us know if you need any additional support when managing your money and we will do what we can to help.
Get additional support| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Four Access Saver (Issue 2) | £1 |
up to 4.65% AER up to 4.65% Gross i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 30 April. If you choose to have your interest paid monthly, it must be paid to another account, either with the West Brom or another bank or building society, and it’ll be credited on the last working day of the month. |
No | You can take your money out at any time. You will get a lower interest rate if you take your money out more than four times. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
Four Access Saver (Issue 2) | ||||||||||||||||||||||||||||||||||
| 60 Day Notice ISA (Issue 1) | £1 |
4.35% AER 4.35% Tax-Free i
Interest is paid yearly or monthly. If you choose to have your interest paid yearly, we’ll pay it on 30 April. We can add it or pay it into another account. If you choose to have your interest paid monthly, it must be paid to another account. We’ll pay it on the first day of the month. |
No | You can take your money out by giving us 60 days’ notice. Any earlier and there will be a charge of 60 days’ loss of interest. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
60 Day Notice ISA (Issue 1) | ||||||||||||||||||||||||||||||||||
| Double Access ISA (Issue 3) | £1 |
up to 4.25% AER up to 4.25% Tax-Free i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 30 April. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can take your money out at any time. You'll get a lower interest rate if you take your money out more than two times. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
Double Access ISA (Issue 3) | ||||||||||||||||||||||||||||||||||
| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Four Access Saver (Issue 2) | £1 |
up to 4.65% AER up to 4.65% Gross i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 30 April. If you choose to have your interest paid monthly, it must be paid to another account, either with the West Brom or another bank or building society, and it’ll be credited on the last working day of the month. |
No | You can take your money out at any time. You will get a lower interest rate if you take your money out more than four times. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
Four Access Saver (Issue 2) | ||||||||||||||||||||||||||||||||||
| Direct Limited Access Saver (Issue 3) | £1000 |
up to 2.75% AER up to 2.75% Gross i
Interest is variable and paid yearly or monthly. Interest can be added to the account or paid into another account. Yearly interest is paid on 30 April. Monthly interest is paid on the last working day of each month, or on the first working day of the month if paid to another West Brom account. |
No | You can take your money out at any time. You will get a lower interest rate if you take your money out more than six times. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
Direct Limited Access Saver (Issue 3) | ||||||||||||||||||||||||||||||||||
| Limited Access Saver (Issue 2) | £1 |
up to 2.75% AER up to 2.75% Gross i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 31 March. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can take your money out at any time. You will get a lower interest rate if you take your money out more than six times. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. |
Limited Access Saver (Issue 2) | ||||||||||||||||||||||||||||||||||
| West Brom Saver | £1 |
2.25% AER 2.25% Gross i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 31 March for accounts opened in a branch, or 30 April for accounts opened by phone/post and online. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can take your money out at any time. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
West Brom Saver | ||||||||||||||||||||||||||||||||||
| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Access Regular Saver | £20 |
up to 2.85% AER 2.85% Gross i
We’ll pay your interest once a year on 31 March for branch accounts and on 30 April for postal and online accounts. |
No | You can take money out at any time, and you can miss two monthly payments each account year. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
Access Regular Saver | ||||||||||||||||||||||||||||||||||
| Fixed Rate Regular Saver (Issue 7) | £10 |
6.00% AER 6.00% Gross i
Interest is fixed and paid yearly on the same date the account was opened. |
No | You can’t take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. |
Fixed Rate Regular Saver (Issue 7) | ||||||||||||||||||||||||||||||||||
| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 60 Day Notice ISA (Issue 1) | £1 |
4.35% AER 4.35% Tax-Free i
Interest is paid yearly or monthly. If you choose to have your interest paid yearly, we’ll pay it on 30 April. We can add it or pay it into another account. If you choose to have your interest paid monthly, it must be paid to another account. We’ll pay it on the first day of the month. |
No | You can take your money out by giving us 60 days’ notice. Any earlier and there will be a charge of 60 days’ loss of interest. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
60 Day Notice ISA (Issue 1) | ||||||||||||||||||||||
| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year Fixed Rate ISA | £1 |
3.85% AER 3.85% Tax-Free i
We’ll pay your interest at maturity on 31 May 2026. We can add it to your account or pay it into another account. |
No | You can take your money out but there will be a charge of 90 days’ loss of interest. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
1 Year Fixed Rate ISA | ||||||||||||||||
| 2 Year Fixed Rate ISA | £1 |
3.80% AER 3.80% Tax-Free i
We’ll pay your interest yearly starting on 31 May 2026. We can add it to your account or pay it into another account. |
No | You can take your money out but there will be a charge of 150 days’ loss of interest. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
2 Year Fixed Rate ISA | ||||||||||||||||
| 1 Year Fixed Rate Bond | £1000 |
3.85% AER 3.85% Gross i
Interest is fixed and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid at maturity on 31 May (starting 31 May 2026) and can be added to the account or paid into another account. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can't take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
1 Year Fixed Rate Bond | ||||||||||||||||
| 2 Year Fixed Rate Bond | £1000 |
3.80% AER 3.80% Gross i
Interest is fixed and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 31 May (starting from 31 May 2026) and can be added to the account or paid into another account. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can't take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
2 Year Fixed Rate Bond | ||||||||||||||||
| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 60 Day Notice ISA (Issue 1) | £1 |
4.35% AER 4.35% Tax-Free i
Interest is paid yearly or monthly. If you choose to have your interest paid yearly, we’ll pay it on 30 April. We can add it or pay it into another account. If you choose to have your interest paid monthly, it must be paid to another account. We’ll pay it on the first day of the month. |
No | You can take your money out by giving us 60 days’ notice. Any earlier and there will be a charge of 60 days’ loss of interest. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
60 Day Notice ISA (Issue 1) | ||||||||||||||||||||||||||||||||||
| Double Access ISA (Issue 3) | £1 |
up to 4.25% AER up to 4.25% Tax-Free i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 30 April. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can take your money out at any time. You'll get a lower interest rate if you take your money out more than two times. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
Double Access ISA (Issue 3) | ||||||||||||||||||||||||||||||||||
| 1 Year Fixed Rate ISA | £1 |
3.85% AER 3.85% Tax-Free i
We’ll pay your interest at maturity on 31 May 2026. We can add it to your account or pay it into another account. |
No | You can take your money out but there will be a charge of 90 days’ loss of interest. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
1 Year Fixed Rate ISA | ||||||||||||||||||||||||||||||||||
| 2 Year Fixed Rate ISA | £1 |
3.80% AER 3.80% Tax-Free i
We’ll pay your interest yearly starting on 31 May 2026. We can add it to your account or pay it into another account. |
No | You can take your money out but there will be a charge of 150 days’ loss of interest. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
2 Year Fixed Rate ISA | ||||||||||||||||||||||||||||||||||
| Additional Permitted Subscriptions ISA | £10 |
up to 2.25% AER up to 2.25% Tax-Free i
Your interest is variable and will be paid once a year, calculated to 5 April and paid on 6 April. It can be added to your account or paid into another account. |
No | You can take your money out at any time. |
By post Once opened, you can manage this account by post. |
Additional Permitted Subscriptions ISA | ||||||||||||||||||||||||||||||||||
| Limited Access ISA (Issue 1) | £1 |
up to 2.75% AER up to 2.75% Tax-Free i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, we’ll pay it on 30 April. We can add it or pay it into another account. If you choose to have your interest paid monthly, it must be paid to another account. We’ll pay it on the first day of the month. |
No | You can take your money out at any time. You'll get a lower interest rate if you take your money out more than six times. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
Limited Access ISA (Issue 1) | ||||||||||||||||||||||||||||||||||
| West Brom Saver ISA | £1 |
2.25% AER 2.25% Tax-Free i
We'll pay your interest once a year on 6 April (calculated to 5 April). It can be added to this account or paid into another account. |
No | You can take your money out at any time. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. By post Once opened, you can manage this account by post. |
West Brom Saver ISA | ||||||||||||||||||||||||||||||||||
| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year Fixed Rate Bond | £1000 |
3.85% AER 3.85% Gross i
Interest is fixed and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid at maturity on 31 May (starting 31 May 2026) and can be added to the account or paid into another account. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can't take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
1 Year Fixed Rate Bond | ||||||||||||||||
| 2 Year Fixed Rate Bond | £1000 |
3.80% AER 3.80% Gross i
Interest is fixed and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 31 May (starting from 31 May 2026) and can be added to the account or paid into another account. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can't take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
2 Year Fixed Rate Bond | ||||||||||||||||
| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fixed Rate Regular Saver (Issue 7) | £10 |
6.00% AER 6.00% Gross i
Interest is fixed and paid yearly on the same date the account was opened. |
No | You can’t take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. |
Fixed Rate Regular Saver (Issue 7) | ||||||||||||||||||||||||||||||||||
| Children's West Brom Access Account | £1 |
up to 3.10% AER up to 3.10% Gross i
We’ll pay your interest once a year on 1 April (calculated to 31 March). We can add it to your account or pay it into another account. |
No | You can take your money out at any time. You'll get a lower interest rate if you take your money out more than six times. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. |
Children's West Brom Access Account | ||||||||||||||||||||||||||||||||||
| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Albion Advantage Account | £100 |
up to 2.00% AER up to 2.00% Gross i
We’ll pay your interest once a year on 1 April. We can add it to your account or pay it into another account. |
No | You can take your money out at any time. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. |
Albion Advantage Account | ||||||||||||||||||||||
| Amber Blue Saver Account | £25 |
up to 2.00% AER up to 2.00% Gross i
We’ll pay your interest once a year on 1 April. We can add it to your account or pay it into another account. |
No | You can take your money out at any time. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. |
Amber Blue Saver Account | ||||||||||||||||||||||
| Community Account | £25 |
up to 2.00% AER up to 2.00% Gross i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 1 April. We can add it to your account or pay it into another account. If you choose to have your interest paid monthly, it’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month if paid into an account with another bank or building society. |
No | You can take your money out at any time. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. |
Community Account | ||||||||||||||||||||||
| Red Balloon Appeal Account | £25 |
up to 2.00% AER up to 2.00% Gross i
Interest is variable and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 30 April. We can add it to your account or pay it into another account. If you choose to have your interest paid monthly, it’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month if paid into an account with another bank or building society. |
No | You can take your money out at any time. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. By post Once opened, you can manage this account by post. |
Red Balloon Appeal Account | ||||||||||||||||||||||
| Saddlers Super Saver Account | £25 |
up to 2.00% AER up to 2.00% Gross i
We’ll pay your interest once a year on 1 April. We can add it to your account or pay it into another account. |
No | You can take your money out at any time. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. |
Saddlers Super Saver Account | ||||||||||||||||||||||
Important information
Gross is the rate of interest payable without tax taken off.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year.
Tax-free means you will not pay income tax on the interest you earn.
ISAs are a savings scheme set up by the Government and they can change the rules at any time.
Chat to our friendly Customer Service team today.
0345 241 3785 8:30am to 6:00pm Monday to Friday8:30am to 12:30pm on Saturday
You can also pop in to your local branch or book an appointment.
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