Residential Purchase
Help to Buy Purchase
Assisted Mortgage (Joint Borrower Sole Proprietor)
Self Build and Custom Build
Residential Remortgage
Help to Buy Remortgage
Assisted Mortgage (Joint Borrower Sole Proprietor)
Self Build and Custom Build
Service Standards - as of 10/07/2020
Lending and Security Updates
Interest only - Sale of property
Following a review of our interest only lending policy, where the sale of the mortgaged property is being used as the repayment strategy, we have introduced a range of minimum regional equity thresholds where the client(s) intends to downsize to in addition to our overall minimum equity requirement of £200,000.
Part and Part combined repayment method
Following a review of our lending policy loans which include both interest only and repayment elements (Part and Part) will not be accepted until further notice .
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Affordability Calculator
Use our online Affordability calculator to get an accurate borrowing figure for your client.
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