Product updates effective 02/07/2026
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.66% fixed until 31/10/2028 – interest only |
£999 |
Purchase |
21583 |
|
80% |
4.85% fixed until 31/10/2031 |
£999 |
Purchase |
21589 |
|
80% |
4.91% fixed until 31/10/2031 |
£0 |
Purchase |
21590 |
|
90% |
4.49% variable until 31/10/2028 |
£999 |
Purchase |
21585 |
|
90% |
4.95% fixed until 31/10/2031 |
£999 |
Purchase |
21591 |
|
90% |
5.03% fixed until 31/10/2031 |
£0 |
Purchase |
21592 |
|
95% |
5.05% fixed until 31/10/2029 |
£999* |
Purchase |
21587 |
|
95% |
5.18% fixed until 31/10/2029 |
£0 |
Purchase |
21588 |
|
95% |
5.17% fixed until 31/10/2031 |
£499* |
Purchase |
21593 |
|
95% |
5.22% fixed until 31/10/2031 |
£0 |
Purchase |
21594 |
|
60% |
4.88% fixed until 31/10/2028 (CB) – interest only |
£999 |
Remortgage |
21584 |
|
90% |
4.60% variable until 31/10/2028 (CB) |
£1499 |
Remortgage |
21586 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.16% fixed until 31/10/2028 – shared ownership |
£499* |
Purchase |
21595 |
|
95% |
5.33% fixed until 31/10/2028 – shared ownership |
£0 |
Purchase |
21596 |
|
95% |
5.18% fixed until 31/10/2031 – shared ownership |
£499* |
Purchase |
21597 |
|
95% |
5.29% fixed until 31/10/2031 – shared ownership |
£0 |
Purchase |
21598 |
|
95% |
5.60% fixed until 31/10/2031 – shared ownership (CB) |
£0 |
Purchase |
21599 |
*Any fees added to the mortgage can't exceed 95% LTV.
New switcher deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
75% |
4.63% fixed until 31/10/2028 |
£999 |
Switcher |
21556 |
|
75% |
4.86% fixed until 31/10/2028 |
£0 |
Switcher |
21557 |
|
75% |
4.83% fixed until 31/10/2029 |
£999 |
Switcher |
21565 |
|
75% |
4.98% fixed until 31/10/2029 |
£0 |
Switcher |
21566 |
|
75% |
4.77% fixed until 31/10/2031 |
£999 |
Switcher |
21570 |
|
75% |
4.91% fixed until 31/10/2031 |
£0 |
Switcher |
21571 |
|
85% |
4.88% fixed until 31/10/2028 |
£999 |
Switcher |
21558 |
|
85% |
5.10% fixed until 31/10/2028 |
£0 |
Switcher |
21559 |
|
85% |
5.10% fixed until 31/10/2029 |
£0 |
Switcher |
21567 |
|
85% |
5.25% fixed until 31/10/2031 |
£0 |
Switcher |
21572 |
|
90% |
5.04% fixed until 31/10/2028 |
£999 |
Switcher |
21560 |
|
90% |
5.21% fixed until 31/10/2028 |
£0 |
Switcher |
21561 |
|
90% |
4.60% variable until 31/10/2028 |
£0 |
Switcher |
21564 |
|
90% |
5.39% fixed until 31/10/2029 |
£0 |
Switcher |
21568 |
|
90% |
5.44% fixed until 31/10/2031 |
£0 |
Switcher |
21573 |
|
95% |
5.49% fixed until 31/10/2028 |
£0 |
Switcher |
21562 |
|
95% |
5.49% fixed until 31/10/2029 |
£0 |
Switcher |
21569 |
|
95% |
5.54% fixed until 31/10/2031 |
£0 |
Switcher |
21574 |
|
100% |
5.65% fixed until 31/10/2028 |
£0 |
Switcher |
21563 |
|
75% |
5.44% fixed until 31/10/2028 – Help to Buy |
£0 |
Switcher |
21579 |
|
75% |
5.50% fixed until 31/10/2031 – Help to Buy |
£0 |
Switcher |
21580 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.45% fixed until 31/10/2028 – shared ownership |
£0 |
Switcher |
21575 |
|
95% |
5.45% fixed until 31/10/2029 – shared ownership |
£0 |
Switcher |
21577 |
|
95% |
5.49% fixed until 31/10/2031 – shared ownership |
£0 |
Switcher |
21578 |
|
100% |
5.59% fixed until 31/10/2028 – shared ownership |
£0 |
Switcher |
21576 |
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.24% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
Processing your new business Dips
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Wednesday 1 July 2026.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Wednesday 8 July 2026.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
80% |
5.05% fixed until 31/10/2031 |
£999 |
Purchase |
21530 |
|
80% |
5.15% fixed until 31/10/2031 |
£0 |
Purchase |
21531 |
|
90% |
5.19% fixed until 31/10/2031 |
£999 |
Purchase |
21532 |
|
90% |
5.28% fixed until 31/10/2031 |
£0 |
Purchase |
21533 |
|
95% |
5.20% fixed until 31/10/2029 |
£999* |
Purchase |
21526 |
|
95% |
5.33% fixed until 31/10/2029 |
£0 |
Purchase |
21527 |
|
95% |
5.35% fixed until 31/10/2031 |
£499* |
Purchase |
21534 |
|
95% |
5.39% fixed until 31/10/2031 |
£0 |
Purchase |
21535 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.92% fixed until 31/10/2028 – shared ownership |
£999 |
Purchase |
21487 |
|
90% |
5.35% fixed until 31/10/2028 – shared ownership |
£0 |
Purchase |
21488 |
|
90% |
5.11% fixed until 31/10/2029 – shared ownership |
£999 |
Purchase |
21492 |
|
90% |
5.39% fixed until 31/10/2029 – shared ownership |
£0 |
Purchase |
21493 |
|
90% |
5.35% fixed until 31/10/2031 – shared ownership |
£999 |
Purchase |
21496 |
|
90% |
5.67% fixed until 31/10/2031 – shared ownership (CB) |
£0 |
Purchase |
21497 |
|
95% |
5.25% fixed until 31/10/2028 – shared ownership (CB) |
£499* |
Purchase |
21489 |
|
95% |
5.43% fixed until 31/10/2028 – shared ownership |
£0 |
Purchase |
21490 |
|
95% |
5.99% fixed until 31/10/2031 – shared ownership (CB) |
£0 |
Purchase |
21498 |
*Any fees added to the mortgage can't exceed 95% LTV.
Switcher products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
75% |
4.63% fixed until 30/09/2028 |
£999 |
Switcher |
21458 |
|
75% |
4.86% fixed until 30/09/2028 |
£0 |
Switcher |
21459 |
|
75% |
4.83% fixed until 30/09/2029 |
£999 |
Switcher |
21467 |
|
75% |
4.98% fixed until 30/09/2029 |
£0 |
Switcher |
21468 |
|
75% |
4.77% fixed until 30/09/2031 |
£999 |
Switcher |
21472 |
|
75% |
4.91% fixed until 30/09/2031 |
£0 |
Switcher |
21473 |
|
85% |
4.97% fixed until 30/09/2028 |
£999 |
Switcher |
21460 |
|
85% |
5.10% fixed until 30/09/2028 |
£0 |
Switcher |
21461 |
|
85% |
5.10% fixed until 30/09/2029 |
£0 |
Switcher |
21469 |
|
85% |
5.25% fixed until 30/09/2031 |
£0 |
Switcher |
21474 |
|
90% |
5.25% fixed until 30/09/2028 |
£999 |
Switcher |
21462 |
|
90% |
5.39% fixed until 30/09/2028 |
£0 |
Switcher |
21463 |
|
90% |
4.60% variable until 30/09/2028 |
£0 |
Switcher |
21466 |
|
90% |
5.39% fixed until 30/09/2029 |
£0 |
Switcher |
21470 |
|
90% |
5.44% fixed until 30/09/2031 |
£0 |
Switcher |
21475 |
|
95% |
5.49% fixed until 30/09/2028 |
£0 |
Switcher |
21464 |
|
95% |
5.49% fixed until 30/09/2029 |
£0 |
Switcher |
21471 |
|
95% |
5.54% fixed until 30/09/2031 |
£0 |
Switcher |
21476 |
|
100% |
5.65% fixed until 30/09/2028 |
£0 |
Switcher |
21465 |
|
75% |
5.44% fixed until 30/09/2028 – Help to Buy |
£0 |
Switcher |
21481 |
|
75% |
5.50% fixed until 30/09/2031 – Help to Buy |
£0 |
Switcher |
21482 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.45% fixed until 30/09/2028 – shared ownership |
£0 |
Switcher |
21477 |
|
95% |
5.45% fixed until 30/09/2029 – shared ownership |
£0 |
Switcher |
21479 |
|
95% |
5.49% fixed until 30/09/2031 – shared ownership |
£0 |
Switcher |
21480 |
|
100% |
5.59% fixed until 30/09/2028 – shared ownership |
£0 |
Switcher |
21478 |
Latest News
Keep up to date with our latest product changes, lending criteria and business updates.
Support
Business Development Manager Finder
Tools and sales aids
Lending and Security key features