Product updates effective 03/10/2025
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
85% |
4.25% fixed until 31/12/2027 |
£999 |
Purchase |
20829 |
|
85% |
4.45% fixed until 31/12/2027 |
£0 |
Purchase |
20830 |
|
95% |
4.74% fixed until 31/12/2027 |
£999* |
Purchase |
20831 |
|
95% |
4.93% fixed until 31/12/2027 |
£0 |
Purchase |
20832 |
|
95% |
4.72% fixed until 31/12/2028 |
£999* |
Purchase |
20836 |
|
90% |
4.45% fixed until 31/12/2027 (CB) |
£999 |
Remortgage |
20834 |
|
90% |
4.73% fixed until 31/12/2027 (CB) |
£0 |
Remortgage |
20835 |
* Any fees added to the mortgage cannot exceed 95% LTV.
New switcher deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
75% |
4.34% fixed until 31/01/2028 |
£0 |
Switcher |
20837 |
|
75% |
4.34% fixed until 31/01/2029 |
£0 |
Switcher |
20843 |
|
75% |
4.56% fixed until 31/01/2031 |
£0 |
Switcher |
20847 |
|
85% |
4.49% fixed until 31/01/2028 |
£0 |
Switcher |
20838 |
|
85% |
4.54% fixed until 31/01/2029 |
£0 |
Switcher |
20844 |
|
85% |
4.65% fixed until 31/01/2031 |
£0 |
Switcher |
20848 |
|
90% |
4.59% variable until 31/01/2028 |
£0 |
Switcher |
20842 |
|
90% |
4.69% fixed until 31/01/2028 |
£0 |
Switcher |
20839 |
|
90% |
4.74% fixed until 31/01/2029 |
£0 |
Switcher |
20845 |
|
90% |
4.90% fixed until 31/01/2031 |
£0 |
Switcher |
20849 |
|
95% |
4.99% fixed until 31/01/2028 |
£0 |
Switcher |
20840 |
|
95% |
5.05% fixed until 31/01/2029 |
£0 |
Switcher |
20846 |
|
95% |
5.19% fixed until 31/01/2031 |
£0 |
Switcher |
20850 |
|
100% |
5.29% fixed until 31/01/2028 |
£0 |
Switcher |
20841 |
|
75% |
4.99% fixed until 31/01/2028 – Assisted Mortgage |
£0 |
Switcher |
20851 |
|
75% |
4.89% fixed until 31/01/2028 – Help to Buy |
£0 |
Switcher |
20857 |
|
75% |
5.09% fixed until 31/01/2031 – Help to Buy |
£0 |
Switcher |
20858 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.69% fixed until 31/01/2028 – Shared Ownership |
£0 |
Switcher |
20852 |
|
90% |
4.94% fixed until 31/01/2031 – Shared Ownership |
£0 |
Switcher |
20855 |
|
95% |
4.89% fixed until 31/01/2028 – Shared Ownership |
£0 |
Switcher |
20853 |
|
95% |
5.12% fixed until 31/01/2031 – Shared Ownership |
£0 |
Switcher |
20856 |
|
100% |
5.10% fixed until 31/01/2028 – Shared Ownership |
£0 |
Switcher |
20854 |
- No booking fee applies to all products in this update.
- A product floor rate applies to all discounted products which is set to a standard rate of 2.50% during the discounted period.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.39% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
80% |
4.25% fixed until 31/12/2027 |
£999 |
Purchase |
20727 |
|
80% |
4.45% fixed until 31/12/2027 |
£0 |
Purchase |
20728 |
|
90% |
4.75% fixed until 31/12/2027 (CB) |
£0 |
Purchase |
20731 |
|
95% |
4.79% fixed until 31/12/2027 |
£999* |
Purchase |
20827 |
|
95% |
4.98% fixed until 31/12/2027 |
£0 |
Purchase |
20828 |
|
95% |
4.77% fixed until 31/12/2028 |
£999* |
Purchase |
20817 |
|
85% |
4.48% fixed until 31/12/2027 (CB) |
£999 |
Remortgage |
20738 |
|
85% |
4.78% fixed until 31/12/2027 (CB) |
£0 |
Remortgage |
20739 |
|
90% |
4.56% fixed until 31/12/2027 (CB) |
£999 |
Remortgage |
20740 |
|
90% |
4.86% fixed until 31/12/2027 (CB) |
£0 |
Remortgage |
20741 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPs on the products being withdrawn is 5pm on Thursday 2 October 2025.
If you've already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 9 October 2025.
Switcher products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.29% fixed until 31/12/2027 |
£0 |
Switcher |
20786 |
|
60% |
4.29% fixed until 31/12/2028 |
£0 |
Switcher |
20792 |
|
75% |
4.44% fixed until 31/12/2027 |
£0 |
Switcher |
20787 |
|
75% |
4.44% fixed until 31/12/2028 |
£0 |
Switcher |
20793 |
|
75% |
4.47% fixed until 31/12/2030 |
£0 |
Switcher |
20797 |
|
85% |
4.60% fixed until 31/12/2027 |
£0 |
Switcher |
20788 |
|
85% |
4.65% fixed until 31/12/2028 |
£0 |
Switcher |
20794 |
|
85% |
4.65% fixed until 31/12/2030 |
£0 |
Switcher |
20798 |
|
90% |
4.79% fixed until 31/12/2027 |
£0 |
Switcher |
20789 |
|
90% |
4.89% fixed until 31/12/2028 |
£0 |
Switcher |
20795 |
|
90% |
4.90% fixed until 31/12/2030 |
£0 |
Switcher |
20799 |
|
95% |
4.99% fixed until 31/12/2027 |
£0 |
Switcher |
20790 |
|
95% |
5.05% fixed until 31/12/2028 |
£0 |
Switcher |
20796 |
|
95% |
5.19% fixed until 31/12/2030 |
£0 |
Switcher |
20800 |
|
100% |
5.29% fixed until 31/12/2027 |
£0 |
Switcher |
20791 |
|
75% |
4.99% fixed until 31/12/2027 – Assisted Mortgage |
£0 |
Switcher |
20804 |
|
75% |
4.89% fixed until 31/12/2027 – Help to Buy |
£0 |
Switcher |
20812 |
|
75% |
5.09% fixed until 31/12/2030 – Help to Buy |
£0 |
Switcher |
20813 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
85% |
4.99% fixed until 31/12/2027 – Shared Ownership |
£0 |
Switcher |
20805 |
|
85% |
5.19% fixed until 31/12/2030 – Shared Ownership |
£0 |
Switcher |
20810 |
|
85% |
4.99% fixed until 31/12/2028 – Shared Ownership |
£0 |
Switcher |
20808 |
|
95% |
5.10% fixed until 31/12/2027 – Shared Ownership |
£0 |
Switcher |
20824 |
|
95% |
5.29% fixed until 31/12/2030 – Shared Ownership |
£0 |
Switcher |
20811 |
|
95% |
5.13% fixed until 31/12/2028 – Shared Ownership |
£0 |
Switcher |
20809 |
|
100% |
5.34% fixed until 31/12/2027 – Shared Ownership |
£0 |
Switcher |
20807 |
* Any fees added to the mortgage cannot exceed 95% LTV.
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