Product updates effective 04/09/2026
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
5.26% fixed until 31/12/2028 – new build |
£999 |
Purchase |
21740 |
|
90% |
5.39% fixed until 31/12/2028 – new build |
£0 |
Purchase |
21741 |
|
90% |
5.47% fixed until 31/12/2031 – new build |
£999 |
Purchase |
21746 |
|
95% |
5.50% fixed until 31/12/2028 – new build |
£499* |
Purchase |
21742 |
|
95% |
5.64% fixed until 31/12/2028 – new build (CB) |
£0 |
Purchase |
21743 |
|
95% |
5.39% fixed until 31/12/2029 – new build |
£999* |
Purchase |
21744 |
|
95% |
5.50% fixed until 31/12/2029 – new build |
£0 |
Purchase |
21745 |
|
95% |
5.54% fixed until 31/12/2031 – new build |
£499* |
Purchase |
21747 |
|
95% |
5.60% fixed until 31/12/2031 – new build (CB) |
£0 |
Purchase |
21748 |
|
80% |
5.34% fixed until 31/12/2028 – foreign nationals |
£0 |
Purchase |
21734 |
|
80% |
5.40% fixed until 31/12/2031 – foreign nationals |
£0 |
Purchase |
21737 |
|
90% |
5.45% fixed until 31/12/2028 – foreign nationals |
£0 |
Purchase |
21735 |
|
90% |
5.45% fixed until 31/12/2029 – foreign nationals |
£0 |
Purchase |
21736 |
|
90% |
5.53% fixed until 31/12/2031 – foreign nationals |
£999 |
Purchase |
21738 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.52% fixed until 31/12/2028 – foreign nationals shared ownership |
£0 |
Purchase |
21739 |
|
95% |
5.32% fixed until 31/12/2028 – shared ownership |
£499* |
Purchase |
21749 |
|
95% |
5.52% fixed until 31/12/2028 – shared ownership |
£0 |
Purchase |
21750 |
|
95% |
5.72% fixed until 31/12/2028 – shared ownership (CB) |
£0 |
Remortgage |
21751 |
|
95% |
5.48% fixed until 31/12/2029 – shared ownership |
£0 |
Purchase |
21752 |
|
95% |
5.69% fixed until 31/12/2029 – shared ownership (CB) |
£0 |
Remortgage |
21753 |
|
95% |
5.52% fixed until 31/12/2031 – shared ownership |
£0 |
Purchase |
21755 |
|
95% |
5.80% fixed until 31/12/2031 – shared ownership (CB) |
£0 |
Purchase |
21756 |
*Any fees added to the mortgage can't exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
5.26% fixed until 31/10/2028 – new build |
£999 |
Purchase |
21499 |
|
90% |
5.39% fixed until 31/10/2028 – new build |
£0 |
Purchase |
21500 |
|
90% |
5.53% fixed until 31/10/2031 – new build |
£999 |
Purchase |
21505 |
|
95% |
5.50% fixed until 31/10/2028 - new build |
£499* |
Purchase |
21501 |
|
95% |
5.64% fixed until 31/10/2028 – new build (CB) |
£0 |
Purchase |
21502 |
|
95% |
5.39% fixed until 31/10/2029 – new build |
£999* |
Purchase |
21503 |
|
95% |
5.50% fixed until 31/10/2029 – new build |
£0 |
Purchase |
21504 |
|
95% |
5.79% fixed until 31/10/2031 – new build |
£499* |
Purchase |
21506 |
|
95% |
5.90% fixed until 31/10/2031 – new build (CB) |
£0 |
Purchase |
21507 |
|
80% |
5.34% fixed until 31/10/2028 – foreign nationals |
£0 |
Purchase |
21681 |
|
80% |
5.40% fixed until 31/10/2031 – foreign nationals |
£0 |
Purchase |
21684 |
|
90% |
5.45% fixed until 31/10/2028 – foreign nationals |
£0 |
Purchase |
21682 |
|
90% |
5.45% fixed until 31/10/2029 – foreign nationals |
£0 |
Purchase |
21683 |
|
90% |
5.53% fixed until 31/10/2031 – foreign nationals |
£999 |
Purchase |
21685 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.32% fixed until 31/10/2028 – shared ownership |
£499* |
Purchase |
21687 |
|
95% |
5.52% fixed until 31/10/2028 – shared ownership |
£0 |
Purchase |
21688 |
|
95% |
5.72% fixed until 31/10/2028 – shared ownership (CB) |
£0 |
Remortgage |
21689 |
|
95% |
5.48% fixed until 31/10/2029 – shared ownership |
£0 |
Purchase |
21494 |
|
95% |
5.69% fixed until 31/10/2029 – shared ownership (CB) |
£0 |
Remortgage |
21495 |
|
95% |
5.52% fixed until 31/10/2031 – shared ownership |
£0 |
Purchase |
21691 |
|
95% |
5.80% fixed until 31/10/2031 – shared ownership (CB) |
£0 |
Purchase |
21692 |
|
95% |
5.43% fixed until 31/10/2031 – shared ownership |
£499* |
Purchase |
21690 |
|
95% |
5.52% fixed until 31/10/2028 – foreign nationals shared ownership |
£0 |
Purchase |
21686 |
*Any fees added to the mortgage can't exceed 95% LTV.
Processing your new business Dips
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 3 September 2026.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 10 September 2026.
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