Product updates effective 04/11/2025

LTV	Product Description	Completion Fee	Product Type	Product Code
60%	3.99% fixed until 29/02/2028	£0	Switcher	20923
75%	4.34% fixed until 29/02/2028	£0	Switcher	20924
85%	4.49% fixed until 29/02/2028	£0	Switcher	20925
90%	4.59% variable until 29/02/2028	£0	Switcher	20929
90%	4.69% fixed until 29/02/2028	£0	Switcher	20926
95%	4.99% fixed until 29/02/2028	£0	Switcher	20927
100%	5.29% fixed until 29/02/2028	£0	Switcher	20928
60%	3.99% fixed until 28/02/2029	£0	Switcher	20930
75%	4.34% fixed until 28/02/2029	£0	Switcher	20931
85%	4.54% fixed until 28/02/2029	£0	Switcher	20932
90%	4.74% fixed until 28/02/2029	£0	Switcher	20933
95%	5.05% fixed until 28/02/2029	£0	Switcher	20934
60%	4.19% fixed until 28/02/2031	£0	Switcher	20935
75%	4.56% fixed until 28/02/2031	£0	Switcher	20936
85%	4.65% fixed until 28/02/2031	£0	Switcher	20937
90%	4.90% fixed until 28/02/2031	£0	Switcher	20938
95%	5.19% fixed until 28/02/2031	£0	Switcher	20939
75%	4.99% fixed until 29/02/2028 – Assisted Mortgage	£0	Switcher	20943
75%	4.89% fixed until 29/02/2028 – Help to Buy	£0	Switcher	20951
75%	5.09% fixed until 28/02/2031 – Help to Buy	£0	Switcher	20952

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
85%	4.74% fixed until 28/02/2029 – Shared Ownership	£0	Switcher	20947
90%	4.69% fixed until 29/02/2028 – Shared Ownership	£0	Switcher	20944
90%	4.94% fixed until 28/02/2031 – Shared Ownership	£0	Switcher	20949
95%	4.89% fixed until 29/02/2028 – Shared Ownership	£0	Switcher	20945
95%	4.94% fixed until 28/02/2029 – Shared Ownership	£0	Switcher	20948
95%	5.12% fixed until 28/02/2031 – Shared Ownership	£0	Switcher	20950
100%	5.10% fixed until 29/02/2028 – Shared Ownership	£0	Switcher	20946

No booking fee applies to all products in this update.
A product floor rate applies to all discounted products which is set to a standard rate of 2.50% during the discounted period.
When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.39% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
All products will be charged interest to the date of redemption.

LTV	Product Description	Completion Fee	Product Type	Product Code
75%	4.34% fixed until 31/01/2028	£0	Switcher	20837
75%	4.34% fixed until 31/01/2029	£0	Switcher	20843
75%	4.56% fixed until 31/01/2031	£0	Switcher	20847
85%	4.49% fixed until 31/01/2028	£0	Switcher	20838
85%	4.54% fixed until 31/01/2029	£0	Switcher	20844
85%	4.65% fixed until 31/01/2031	£0	Switcher	20848
90%	4.69% fixed until 31/01/2028	£0	Switcher	20839
90%	4.59% variable until 31/01/2028	£0	Switcher	20842
90%	4.74% fixed until 31/01/2029	£0	Switcher	20845
90%	4.90% fixed until 31/01/2031	£0	Switcher	20849
95%	4.99% fixed until 31/01/2028	£0	Switcher	20840
95%	5.05% fixed until 31/01/2029	£0	Switcher	20846
95%	5.19% fixed until 31/01/2031	£0	Switcher	20850
100%	5.29% fixed until 31/01/2028	£0	Switcher	20841
75%	4.99% fixed until 31/01/2028 – Assisted Mortgage	£0	Switcher	20851
75%	4.89% fixed until 31/01/2028 – Help to Buy	£0	Switcher	20857
75%	5.09% fixed until 31/01/2031 – Help to Buy	£0	Switcher	20858

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
90%	4.69% fixed until 31/01/2028 – Shared Ownership	£0	Switcher	20852
90%	4.94% fixed until 31/01/2031 – Shared Ownership	£0	Switcher	20855
95%	4.89% fixed until 31/01/2028 – Shared Ownership	£0	Switcher	20853
95%	5.12% fixed until 31/01/2031 – Shared Ownership	£0	Switcher	20856
100%	5.10% fixed until 31/01/2028 – Shared Ownership	£0	Switcher	20854

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