Product updates effective 05/08/2026

New business deals

LTV	Product description	Completion fee	Product type	Product code
60%	4.91% fixed until 31/10/2028 – interest only	£999	Purchase	21670
80%	4.86% fixed until 31/10/2028	£1499	Purchase	21661
80%	4.91% fixed until 31/10/2028	£999	Purchase	21662
80%	5.06% fixed until 31/10/2028	£0	Purchase	21663
80%	5.05% fixed until 31/10/2031	£999	Purchase	21677
80%	5.11% fixed until 31/10/2031	£0	Purchase	21678
90%	4.90% fixed until 31/10/2028	£1499	Purchase	21664
90%	4.96% fixed until 31/10/2028	£999	Purchase	21665
90%	5.14% fixed until 31/10/2028	£0	Purchase	21666
90%	5.13% fixed until 31/10/2031	£999	Purchase	21679
90%	5.21% fixed until 31/10/2031	£0	Purchase	21680
95%	5.30% fixed until 31/10/2028	£499*	Purchase	21667
95%	5.43% fixed until 31/10/2028	£0	Purchase	21668
95%	5.57% fixed until 31/10/2028 (CB)	£0	Purchase	21669
60%	5.04% fixed until 31/10/2028 – interest only (CB)	£999	Remortgage	21671
80%	4.95% fixed until 31/10/2028 (CB)	£1499	Remortgage	21672
80%	5.04% fixed until 31/10/2028 (CB)	£999	Remortgage	21673
80%	5.26% fixed until 31/10/2028 (CB)	£0	Remortgage	21674
90%	5.14% fixed until 31/10/2028 (CB)	£999	Remortgage	21675
90%	5.34% fixed until 31/10/2028 (CB)	£0	Remortgage	21676

New switcher deals

LTV	Product description	Completion fee	Product type	Product code
75%	4.63% fixed until 30/11/2028	£999	Switcher	21634
75%	4.86% fixed until 30/11/2028	£0	Switcher	21635
85%	4.88% fixed until 30/11/2028	£999	Switcher	21636
85%	5.10% fixed until 30/11/2028	£0	Switcher	21637
90%	5.04% fixed until 30/11/2028	£999	Switcher	21638
90%	5.21% fixed until 30/11/2028	£0	Switcher	21639
95%	5.49% fixed until 30/11/2028	£0	Switcher	21640
100%	5.65% fixed until 30/11/2028	£0	Switcher	21641
90%	4.60% variable until 30/11/2028	£0	Switcher	21642
75%	4.83% fixed until 30/11/2029	£999	Switcher	21643
75%	4.98% fixed until 30/11/2029	£0	Switcher	21644
85%	5.10% fixed until 30/11/2029	£0	Switcher	21645
90%	5.39% fixed until 30/11/2029	£0	Switcher	21646
95%	5.49% fixed until 30/11/2029	£0	Switcher	21647
75%	4.77% fixed until 30/11/2031	£999	Switcher	21648
75%	4.91% fixed until 30/11/2031	£0	Switcher	21649
85%	5.25% fixed until 30/11/2031	£0	Switcher	21650
90%	5.44% fixed until 30/11/2031	£0	Switcher	21651
95%	5.54% fixed until 30/11/2031	£0	Switcher	21652
75%	5.44% fixed until 30/11/2028 – Help to Buy	£0	Switcher	21657
75%	5.50% fixed until 30/11/2031 – Help to Buy	£0	Switcher	21658

Max LTV of borrowers share	Product description	Completion fee	Product type	Product code
95%	5.45% fixed until 30/11/2028 – shared ownership	£0	Switcher	21653
100%	5.59% fixed until 30/11/2028 – shared ownership	£0	Switcher	21654
95%	5.45% fixed until 30/11/2029 – shared ownership	£0	Switcher	21655
95%	5.49% fixed until 30/11/2031 – shared ownership	£0	Switcher	21656

No booking fee applies to all products in this update.
When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.24% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
All products will be charged interest to the date of redemption.

Processing your new business DIPs

The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Tuesday 4 August 2026.

If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Tuesday 11 August 2026.

New business deals withdrawn

LTV	Product description	Completion fee	Product type	Product code
60%	4.79% fixed until 31/10/2028 – interest only	£999	Purchase	21619
80%	4.95% fixed until 31/10/2031	£999	Purchase	21626
80%	5.01% fixed until 31/10/2031	£0	Purchase	21627
90%	5.05% fixed until 31/10/2031	£999	Purchase	21628
90%	5.13% fixed until 31/10/2031	£0	Purchase	21629
60%	4.98% fixed until 31/10/2028 – interest only (CB)	£999	Remortgage	21620
80%	4.90% fixed until 31/10/2028 (CB)	£1499	Remortgage	21621
80%	4.96% fixed until 31/10/2028 (CB)	£999	Remortgage	21622
80%	5.17% fixed until 31/10/2028 (CB)	£0	Remortgage	21623
90%	5.04% fixed until 31/10/2028 (CB)	£999	Remortgage	21554
90%	5.21% fixed until 31/10/2028 (CB)	£0	Remortgage	21555

Switcher products withdrawn

LTV	Product description	Completion fee	Product type	Product code
75%	4.63% fixed until 31/10/2028	£999	Switcher	21556
75%	4.86% fixed until 31/10/2028	£0	Switcher	21557
85%	4.88% fixed until 31/10/2028	£999	Switcher	21558
85%	5.10% fixed until 31/10/2028	£0	Switcher	21559
90%	5.04% fixed until 31/10/2028	£999	Switcher	21560
90%	5.21% fixed until 31/10/2028	£0	Switcher	21561
95%	5.49% fixed until 31/10/2028	£999	Switcher	21562
100%	5.65% fixed until 31/10/2028	£0	Switcher	21563
90%	4.60% variable until 31/10/2028	£0	Switcher	21564
75%	4.83% fixed until 31/10/2029	£999	Switcher	21565
75%	4.98% fixed until 31/10/2029	£0	Switcher	21566
85%	5.10% fixed until 31/10/2029	£0	Switcher	21567
90%	5.39% fixed until 31/10/2029	£0	Switcher	21568
95%	5.49% fixed until 31/10/2029	£0	Switcher	21569
75%	4.77% fixed until 31/10/2031	£999	Switcher	21570
75%	4.91% fixed until 31/10/2031	£0	Switcher	21571
85%	5.25% fixed until 31/10/2031	£0	Switcher	21572
90%	5.44% fixed until 31/10/2031	£0	Switcher	21573
95%	5.54% fixed until 31/10/2031	£0	Switcher	21574
75%	5.44% fixed until 31/10/2028 – Help to Buy	£0	Switcher	21579
75%	5.50% fixed until 31/10/2031 – Help to Buy	£0	Switcher	21580

Max LTV of borrowers share	Product description	Completion fee	Product type	Product code
95%	5.45% fixed until 31/10/2028 – shared ownership	£0	Switcher	21575
100%	5.59% fixed until 31/10/2028 – shared ownership	£0	Switcher	21576
95%	5.45% fixed until 31/10/2029 – shared ownership	£0	Switcher	21577
95%	5.49% fixed until 31/10/2031 – shared ownership	£0	Switcher	21578

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