Product updates effective 05/12/2025

LTV	Product Description	Completion Fee	Product Type	Product Code
75%	3.99% fixed until 31/03/2028	£0	Switcher	20980
85%	4.15% fixed until 31/03/2028	£0	Switcher	20981
90%	4.59% variable until 31/03/2028	£0	Switcher	20985
90%	4.42% fixed until 31/03/2028	£0	Switcher	20982
95%	4.87% fixed until 31/03/2028	£0	Switcher	20983
100%	5.29% fixed until 31/03/2028	£0	Switcher	20984
60%	3.99% fixed until 31/03/2029	£0	Switcher	20986
75%	4.09% fixed until 31/03/2029	£0	Switcher	20987
85%	4.25% fixed until 31/03/2029	£0	Switcher	20988
90%	4.49% fixed until 31/03/2029	£0	Switcher	20989
95%	4.94% fixed until 31/03/2029	£0	Switcher	20990
60%	4.25% fixed until 31/03/2031	£0	Switcher	20991
75%	4.39% fixed until 31/03/2031	£0	Switcher	20992
85%	4.49% fixed until 31/03/2031	£0	Switcher	20993
90%	4.79% fixed until 31/03/2031	£0	Switcher	20994
95%	4.99% fixed until 31/03/2031	£0	Switcher	20995
75%	4.99% fixed until 31/03/2028 – Assisted Mortgage	£0	Switcher	20996
75%	4.69% fixed until 31/03/2028 – Help to Buy	£0	Switcher	21004
75%	4.89% fixed until 31/03/2031 – Help to Buy	£0	Switcher	21005

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
85%	4.74% fixed until 31/03/2029 – shared ownership	£0	Switcher	21000
90%	4.69% fixed until 31/03/2028 – shared ownership	£0	Switcher	20997
90%	4.94% fixed until 31/03/2031 – shared ownership	£0	Switcher	21002
95%	4.89% fixed until 31/03/2028 – shared ownership	£0	Switcher	20998
95%	4.94% fixed until 31/03/2029 – shared ownership	£0	Switcher	21001
95%	5.12% fixed until 31/03/2031 – shared ownership	£0	Switcher	21003
100%	5.10% fixed until 31/03/2028 – shared ownership	£0	Switcher	20999

No booking fee applies to all products in this update.
When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.39% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
All products will be charged interest to the date of redemption.

LTV	Product Description	Completion Fee	Product Type	Product Code
60%	3.99% fixed until 29/02/2028	£0	Switcher	20923
60%	3.99% fixed until 28/02/2029	£0	Switcher	20930
60%	4.19% fixed until 28/02/2031	£0	Switcher	20935
75%	4.34% fixed until 29/02/2028	£0	Switcher	20924
75%	4.34% fixed until 28/02/2029	£0	Switcher	20931
75%	4.56% fixed until 28/02/2031	£0	Switcher	20936
85%	4.49% fixed until 29/02/2028	£0	Switcher	20925
85%	4.54% fixed until 28/02/2029	£0	Switcher	20932
85%	4.65% fixed until 28/02/2031	£0	Switcher	20937
90%	4.69% fixed until 29/02/2028	£0	Switcher	20926
90%	4.59% variable until 29/02/2028	£0	Switcher	20929
90%	4.74% fixed until 28/02/2029	£0	Switcher	20933
90%	4.90% fixed until 28/02/2031	£0	Switcher	20938
95%	4.99% fixed until 29/02/2028	£0	Switcher	20927
95%	5.05% fixed until 28/02/2029	£0	Switcher	20934
95%	5.19% fixed until 28/02/2031	£0	Switcher	20939
100%	5.29% fixed until 29/02/2028	£0	Switcher	20928
75%	4.99% fixed until 29/02/2028 – Assisted Mortgage	£0	Switcher	20943
75%	4.89% fixed until 29/02/2028 – Help to Buy	£0	Switcher	20951
75%	5.09% fixed until 29/02/2031 – Help to Buy	£0	Switcher	20952

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
85%	4.74% fixed until 28/02/2029 – shared ownership	£0	Switcher	20947
90%	4.69% fixed until 29/02/2028 – shared ownership	£0	Switcher	20944
90%	4.94% fixed until 28/02/2031 – shared ownership	£0	Switcher	20949
95%	4.89% fixed until 29/02/2028 – shared ownership	£0	Switcher	20945
95%	4.94% fixed until 28/02/2029 – shared ownership	£0	Switcher	20948
95%	5.12% fixed until 28/02/2031 – shared ownership	£0	Switcher	20950
100%	5.10% fixed until 29/02/2028 – shared ownership	£0	Switcher	20946

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