Product updates effective 06/01/2026

LTV	Product Description	Completion Fee	Product Type	Product Code
75%	3.99% fixed until 30/04/2028	£0	Switcher	21011
85%	4.15% fixed until 30/04/2028	£0	Switcher	21012
90%	4.59% variable until 30/04/2028	£0	Switcher	21016
90%	4.42% fixed until 30/04/2028	£0	Switcher	21013
95%	4.87% fixed until 30/04/2028	£0	Switcher	21014
100%	5.29% fixed until 30/04/2028	£0	Switcher	21015
75%	4.09% fixed until 30/04/2029	£0	Switcher	21017
85%	4.25% fixed until 30/04/2029	£0	Switcher	21018
90%	4.49% fixed until 30/04/2029	£0	Switcher	21019
95%	4.94% fixed until 30/04/2029	£0	Switcher	21020
75%	4.29% fixed until 30/04/2031	£0	Switcher	21021
85%	4.49% fixed until 30/04/2031	£0	Switcher	21022
90%	4.79% fixed until 30/04/2031	£0	Switcher	21023
95%	4.99% fixed until 30/04/2031	£0	Switcher	21024
75%	4.99% fixed until 30/04/2028 – Assisted Mortgage	£0	Switcher	21025
75%	4.69% fixed until 30/04/2028 – Help to Buy	£0	Switcher	21033
75%	4.89% fixed until 30/04/2031 – Help to Buy	£0	Switcher	21034

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
85%	4.74% fixed until 30/04/2029 – shared ownership	£0	Switcher	21029
90%	4.69% fixed until 30/04/2028 – shared ownership	£0	Switcher	21026
90%	4.94% fixed until 30/04/2031 – shared ownership	£0	Switcher	21031
95%	4.89% fixed until 30/04/2028 – shared ownership	£0	Switcher	21027
95%	4.94% fixed until 30/04/2029 – shared ownership	£0	Switcher	21030
95%	5.12% fixed until 30/04/2031 – shared ownership	£0	Switcher	21032
100%	5.10% fixed until 30/04/2028 – shared ownership	£0	Switcher	21028

No booking fee applies to all products in this update.
When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.24% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
All products will be charged interest to the date of redemption.

LTV	Product Description	Completion Fee	Product Type	Product Code
75%	3.99% fixed until 31/03/2028	£0	Switcher	20980
85%	4.15% fixed until 31/03/2028	£0	Switcher	20981
90%	4.59% variable until 31/03/2028	£0	Switcher	20985
90%	4.42% fixed until 31/03/2028	£0	Switcher	20982
95%	4.87% fixed until 31/03/2028	£0	Switcher	20983
100%	5.29% fixed until 31/03/2028	£0	Switcher	20984
60%	3.99% fixed until 31/03/2029	£0	Switcher	20986
75%	4.09% fixed until 31/03/2029	£0	Switcher	20987
85%	4.25% fixed until 31/03/2029	£0	Switcher	20988
90%	4.49% fixed until 31/03/2029	£0	Switcher	20989
95%	4.94% fixed until 31/03/2029	£0	Switcher	20990
60%	4.25% fixed until 31/03/2031	£0	Switcher	20991
75%	4.39% fixed until 31/03/2031	£0	Switcher	20992
85%	4.49% fixed until 31/03/2031	£0	Switcher	20993
90%	4.79% fixed until 31/03/2031	£0	Switcher	20994
95%	4.99% fixed until 31/03/2031	£0	Switcher	20995
75%	4.99% fixed until 31/03/2028 – Assisted Mortgage	£0	Switcher	20996
75%	4.69% fixed until 31/03/2028 – Help to Buy	£0	Switcher	21004
75%	4.89% fixed until 31/03/2031 – Help to Buy	£0	Switcher	21005

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
85%	4.74% fixed until 31/03/2029 – shared ownership	£0	Switcher	21000
90%	4.69% fixed until 31/03/2028 – shared ownership	£0	Switcher	20997
90%	4.94% fixed until 31/03/2031 – shared ownership	£0	Switcher	21002
95%	4.89% fixed until 31/03/2028 – shared ownership	£0	Switcher	20998
95%	4.94% fixed until 31/03/2029 – shared ownership	£0	Switcher	21001
95%	5.12% fixed until 31/03/2031 – shared ownership	£0	Switcher	21003
100%	5.10% fixed until 31/03/2028 – shared ownership	£0	Switcher	20999

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