Product Updates Effective 07/02/2025
New business deals
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
80% |
4.85% fixed until 30/06/2027 |
£999 |
Purchase |
20290 |
|
80% |
5.11% fixed until 30/06/2027 |
£0 |
Purchase |
20291 |
|
80% |
4.97% fixed until 30/06/2028 |
£999 |
Purchase |
20300 |
|
80% |
5.12% fixed until 30/06/2028 |
£0 |
Purchase |
20301 |
|
85% |
4.99% fixed until 30/06/2027 |
£999 |
Purchase |
20292 |
|
85% |
5.19% fixed until 30/06/2027 |
£0 |
Purchase |
20293 |
|
90% |
5.11% fixed until 30/06/2027 |
£999 |
Purchase |
20294 |
|
90% |
5.29% fixed until 30/06/2027 |
£0 |
Purchase |
20295 |
|
90% |
5.09% fixed until 30/06/2028 |
£999 |
Purchase |
20302 |
|
90% |
5.24% fixed until 30/06/2028 |
£0 |
Purchase |
20303 |
|
90% |
5.49% fixed until 30/06/2027 (CB) |
£0 |
Purchase |
20296 |
|
95% |
5.39% fixed until 30/06/2027 |
£499* |
Purchase |
20297 |
|
95% |
5.53% fixed until 30/06/2027 |
£0 |
Purchase |
20298 |
|
95% |
5.73% fixed until 30/06/2027 (CB) |
£0 |
Purchase |
20299 |
|
95% |
5.34% fixed until 30/06/2028 |
£499* |
Purchase |
20304 |
|
95% |
5.45% fixed until 30/06/2028 |
£0 |
Purchase |
20305 |
|
95% |
5.58% fixed until 30/06/2028 (CB) |
£0 |
Purchase |
20306 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
90% |
5.14% fixed until 30/06/2027 – Shared Ownership |
£999 |
Purchase |
20307 |
|
90% |
5.79% fixed until 30/06/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20308 |
|
95% |
5.49% fixed until 30/06/2027 – Shared Ownership |
£499* |
Purchase |
20309 |
|
95% |
5.84% fixed until 30/06/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20310 |
|
95% |
5.59% fixed until 30/06/2028 – Shared Ownership (CB) |
£0 |
Purchase |
20311 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.49% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
80% |
4.92% fixed until 30/06/2027 |
£999 |
Purchase |
20207 |
|
80% |
5.19% fixed until 30/06/2027 |
£0 |
Purchase |
20208 |
|
80% |
5.13% fixed until 30/06/2028 |
£999 |
Purchase |
20254 |
|
80% |
5.29% fixed until 30/06/2028 |
£0 |
Purchase |
20255 |
|
85% |
5.14% fixed until 30/06/2027 |
£999 |
Purchase |
20209 |
|
85% |
5.34% fixed until 30/06/2027 |
£0 |
Purchase |
20210 |
|
90% |
5.28% fixed until 30/06/2027 |
£999 |
Purchase |
20211 |
|
90% |
5.46% fixed until 30/06/2027 |
£0 |
Purchase |
20212 |
|
90% |
5.64% fixed until 30/06/2027 (CB) |
£0 |
Purchase |
20213 |
|
90% |
5.39% fixed until 30/06/2028 |
£999 |
Purchase |
20256 |
|
90% |
5.54% fixed until 30/06/2028 |
£0 |
Purchase |
20257 |
|
95% |
5.59% fixed until 30/06/2027 |
£499* |
Purchase |
20214 |
|
95% |
5.70% fixed until 30/06/2027 |
£0 |
Purchase |
20215 |
|
95% |
5.91% fixed until 30/06/2027 (CB) |
£0 |
Purchase |
20216 |
|
95% |
5.64% fixed until 30/06/2028 |
£499* |
Purchase |
20258 |
|
95% |
5.75% fixed until 30/06/2028 |
£0 |
Purchase |
20259 |
|
95% |
5.88% fixed until 30/06/2028 (CB) |
£0 |
Purchase |
20260 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
85% |
5.19% fixed until 30/06/2027 – Shared Ownership |
£999 |
Purchase |
20227 |
|
90% |
5.37% fixed until 30/06/2027 – Shared Ownership |
£999 |
Purchase |
20228 |
|
90% |
6.04% fixed until 30/06/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20229 |
|
95% |
5.79% fixed until 30/06/2027 – Shared Ownership |
£499* |
Purchase |
20230 |
|
95% |
6.18% fixed until 30/06/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20231 |
|
95% |
5.78% fixed until 30/06/2028 – Shared Ownership (CB) |
£0 |
Purchase |
20265 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 6 February 2025.
If you have already received a DIP Accept confirmation and also progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 13 February 2025.
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