Product Updates Effective 08/11/2024
New business deals
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
80% |
5.12% fixed until 31/03/2027 |
£999 |
Purchase |
20077 |
|
80% |
5.38% fixed until 31/03/2027 |
£0 |
Purchase |
20078 |
|
85% |
5.22% fixed until 31/03/2027 |
£999 |
Purchase |
20079 |
|
85% |
5.47% fixed until 31/03/2027 |
£0 |
Purchase |
20080 |
|
90% |
5.42% fixed until 31/03/2027 |
£999 |
Purchase |
20081 |
|
90% |
5.67% fixed until 31/03/2027 |
£0 |
Purchase |
20082 |
|
90% |
5.87% fixed until 31/03/2027 (CB) |
£0 |
Purchase |
20083 |
|
95% |
5.84% fixed until 31/03/2027 |
£499* |
Purchase |
20084 |
|
95% |
5.99% fixed until 31/03/2027 |
£0 |
Purchase |
20085 |
|
95% |
6.17% fixed until 31/03/2027 (CB) |
£0 |
Purchase |
20086 |
|
80% |
5.24% fixed until 31/03/2027 (CB) |
£999 |
Remortgage |
20087 |
|
80% |
5.55% fixed until 31/03/2027 (CB) |
£0 |
Remortgage |
20088 |
|
85% |
5.39% fixed until 31/03/2027 (CB) |
£999 |
Remortgage |
20089 |
|
85% |
5.71% fixed until 31/03/2027 (CB) |
£0 |
Remortgage |
20090 |
|
90% |
5.59% fixed until 31/03/2027 (CB) |
£999 |
Remortgage |
20091 |
|
90% |
5.96% fixed until 31/03/2027 (CB) |
£0 |
Remortgage |
20092 |
|
90% |
5.63% fixed until 31/03/2027 – New Build |
£999 |
Purchase |
20093 |
|
90% |
5.97% fixed until 31/03/2027 – New Build (CB) |
£0 |
Purchase |
20094 |
|
95% |
5.95% fixed until 31/03/2027 – New Build |
£499* |
Purchase |
20095 |
|
95% |
6.20% fixed until 31/03/2027 – New Build (CB) |
£0 |
Purchase |
20096 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
85% |
5.19% fixed until 31/03/2027 – Shared Ownership |
£999 |
Purchase |
20097 |
|
90% |
5.37% fixed until 31/03/2027 – Shared Ownership |
£999 |
Purchase |
20098 |
|
90% |
6.04% fixed until 31/03/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20099 |
|
95% |
5.79% fixed until 31/03/2027 – Shared Ownership |
£499* |
Purchase |
20100 |
|
95% |
6.18% fixed until 31/03/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20101 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.59% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
85% |
4.97% fixed until 31/03/2027 |
£0 |
Purchase |
20035 |
|
90% |
5.89% variable until 31/03/2027 |
£999 |
Purchase |
19940 |
|
90% |
5.37% fixed until 31/03/2027 (CB) |
£0 |
Purchase |
20038 |
|
95% |
5.34% fixed until 31/03/2027 |
£499* |
Purchase |
20039 |
|
95% |
5.67% fixed until 31/03/2027 (CB) |
£0 |
Purchase |
20041 |
|
85% |
5.21% fixed until 31/03/2027 (CB) |
£0 |
Remortgage |
20043 |
|
90% |
5.95% variable until 31/03/2027 (CB) |
£999 |
Remortgage |
19941 |
|
90% |
5.09% fixed until 31/03/2027 (CB) |
£999 |
Remortgage |
20044 |
|
90% |
5.46% fixed until 31/03/2027 (CB) |
£0 |
Remortgage |
20045 |
|
90% |
5.13% fixed until 31/03/2027 – New Build |
£999 |
Purchase |
20046 |
|
90% |
5.47% fixed until 31/03/2027 – New Build (CB) |
£0 |
Purchase |
20047 |
|
95% |
5.45% fixed until 31/03/2027 – New Build |
£499* |
Purchase |
20048 |
|
95% |
5.70% fixed until 31/03/2027 – New Build (CB) |
£0 |
Purchase |
20049 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
85% |
4.69% fixed until 31/03/2027 – Shared Ownership |
£999 |
Purchase |
20050 |
|
90% |
4.87% fixed until 31/03/2027 – Shared Ownership |
£999 |
Purchase |
20051 |
|
90% |
5.54% fixed until 31/03/2027 – Shared Ownership (CB) |
£0 |
Purchase |
19947 |
|
95% |
5.29% fixed until 31/03/2027 – Shared Ownership |
£499* |
Purchase |
20052 |
|
95% |
5.68% fixed until 31/03/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20053 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 7 November 2024.
If you have already received a DIP Accept confirmation and also progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 14 November 2024.
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