Product updates effective 09/01/2026
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.15% fixed until 30/04/2028 – interest only |
£999 |
Purchase |
21042 |
|
80% |
4.15% fixed until 30/04/2028 |
£999 |
Purchase |
21037 |
|
80% |
4.36% fixed until 30/04/2028 |
£0 |
Purchase |
21038 |
|
90% |
4.37% fixed until 30/04/2029 (CB) |
£999 |
Purchase |
21046 |
|
90% |
4.44% fixed until 30/04/2029 |
£0 |
Purchase |
21047 |
|
90% |
4.96% fixed until 30/04/2031 (CB) |
£0 |
Purchase |
21053 |
|
95% |
4.54% fixed until 30/04/2028 |
£499* |
Purchase |
21039 |
|
95% |
4.62% fixed until 30/04/2028 |
£0 |
Purchase |
21040 |
|
95% |
4.90% fixed until 30/04/2028 (CB) |
£0 |
Purchase |
21041 |
|
95% |
4.71% fixed until 30/04/2029 |
£499* |
Purchase |
21048 |
|
95% |
4.77% fixed until 30/04/2029 |
£0 |
Purchase |
21049 |
|
95% |
4.68% fixed until 30/04/2031 |
£499* |
Purchase |
21054 |
|
95% |
4.72% fixed until 30/04/2031 |
£0 |
Purchase |
21055 |
|
95% |
5.09% fixed until 30/04/2031 (CB) |
£0 |
Purchase |
21056 |
|
60% |
4.20% fixed until 30/04/2028 (CB) – interest only |
£999 |
Remortgage |
21043 |
|
80% |
4.20% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
21044 |
|
80% |
4.41% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
21045 |
|
80% |
4.19% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
21050 |
|
80% |
4.42% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
21051 |
|
85% |
4.52% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
21057 |
|
90% |
4.59% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
21052 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.10% fixed until 30/04/2028 – Interest only |
£999 |
Purchase |
20969 |
|
80% |
4.10% fixed until 30/04/2028 |
£999 |
Purchase |
20953 |
|
80% |
4.27% fixed until 30/04/2028 |
£0 |
Purchase |
20954 |
|
90% |
4.40% fixed until 30/04/2029 (CB) |
£999 |
Purchase |
20966 |
|
90% |
4.49% fixed until 30/04/2029 |
£0 |
Purchase |
20967 |
|
90% |
4.82% fixed until 30/04/2031 (CB) |
£0 |
Purchase |
20893 |
|
95% |
4.70% fixed until 30/04/2028 |
£499* |
Purchase |
20957 |
|
95% |
4.80% fixed until 30/04/2028 |
£0 |
Purchase |
20958 |
|
95% |
5.04% fixed until 30/04/2028 (CB) |
£0 |
Purchase |
20959 |
|
95% |
4.79% fixed until 30/04/2029 |
£499* |
Purchase |
20919 |
|
95% |
4.93% fixed until 30/04/2029 |
£0 |
Purchase |
20914 |
|
95% |
4.79% fixed until 30/04/2031 |
£499* |
Purchase |
20894 |
|
95% |
4.84% fixed until 30/04/2031 |
£0 |
Purchase |
20895 |
|
95% |
4.99% fixed until 30/04/2031 (CB) |
£0 |
Purchase |
20896 |
|
60% |
4.10% fixed until 30/04/2028 (CB) – interest only |
£999 |
Remortgage |
20970 |
|
75% |
4.05% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20973 |
|
75% |
4.35% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
20921 |
|
80% |
4.10% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
20971 |
|
80% |
4.39% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
20963 |
|
80% |
4.23% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20974 |
|
80% |
4.54% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
20922 |
|
90% |
4.74% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
20917 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 8 January 2026.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 15 January 2026.
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