Product Updates Effective 10/01/2025
New business deals
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
80% |
4.92% fixed until 30/06/2027 |
£999 |
Purchase |
20207 |
|
80% |
5.19% fixed until 30/06/2027 |
£0 |
Purchase |
20208 |
|
85% |
5.14% fixed until 30/06/2027 |
£999 |
Purchase |
20209 |
|
85% |
5.34% fixed until 30/06/2027 |
£0 |
Purchase |
20210 |
|
90% |
5.28% fixed until 30/06/2027 |
£999 |
Purchase |
20211 |
|
90% |
5.46% fixed until 30/06/2027 |
£0 |
Purchase |
20212 |
|
90% |
5.64% fixed until 30/06/2027 (CB) |
£0 |
Purchase |
20213 |
|
95% |
5.59% fixed until 30/06/2027 |
£499* |
Purchase |
20214 |
|
95% |
5.70% fixed until 30/06/2027 |
£0 |
Purchase |
20215 |
|
95% |
5.91% fixed until 30/06/2027 (CB) |
£0 |
Purchase |
20216 |
|
80% |
5.02% fixed until 30/06/2027 (CB) |
£999 |
Remortgage |
20217 |
|
80% |
5.32% fixed until 30/06/2027 (CB) |
£0 |
Remortgage |
20218 |
|
85% |
5.24% fixed until 30/06/2027 (CB) |
£999 |
Remortgage |
20219 |
|
85% |
5.53% fixed until 30/06/2027 (CB) |
£0 |
Remortgage |
20220 |
|
90% |
5.34% fixed until 30/06/2027 (CB) |
£999 |
Remortgage |
20221 |
|
90% |
5.63% fixed until 30/06/2027 (CB) |
£0 |
Remortgage |
20222 |
|
90% |
5.50% fixed until 30/06/2027 – New Build |
£999 |
Purchase |
20223 |
|
90% |
5.82% fixed until 30/06/2027 – New Build (CB) |
£0 |
Purchase |
20224 |
|
95% |
5.74% fixed until 30/06/2027 – New Build |
£499* |
Purchase |
20225 |
|
95% |
5.98% fixed until 30/06/2027 – New Build (CB) |
£0 |
Purchase |
20226 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
85% |
5.19% fixed until 30/06/2027 – Shared Ownership |
£999 |
Purchase |
20227 |
|
90% |
5.37% fixed until 30/06/2027 - Shared Ownership |
£999 |
Purchase |
20228 |
|
90% |
6.04% fixed until 30/06/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20229 |
|
95% |
5.79% fixed until 30/06/2027 – Shared Ownership |
£499* |
Purchase |
20230 |
|
95% |
6.18% fixed until 30/06/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20231 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.49% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
90% |
5.30% fixed until 31/03/2027 |
£0 |
Purchase |
20173 |
|
90% |
5.50% fixed until 31/03/2027 (CB) |
£0 |
Purchase |
20174 |
|
95% |
5.44% fixed until 31/03/2027 |
£499* |
Purchase |
20175 |
|
95% |
5.59% fixed until 31/03/2027 |
£0 |
Purchase |
20176 |
|
95% |
5.77% fixed until 31/03/2027 (CB) |
£0 |
Purchase |
20177 |
|
90% |
5.14% fixed until 31/03/2027 (CB) |
£999 |
Remortgage |
20182 |
|
90% |
5.51% fixed until 31/03/2027 (CB) |
£0 |
Remortgage |
20183 |
|
90% |
5.63% fixed until 31/03/2027 – New Build |
£999 |
Purchase |
20093 |
|
90% |
5.97% fixed until 31/03/2027 – New Build (CB) |
£0 |
Purchase |
20094 |
|
95% |
5.95% fixed until 31/03/2027 – New Build |
£499* |
Purchase |
20095 |
|
95% |
6.20% fixed until 31/03/2027 – New Build (CB) |
£0 |
Purchase |
20096 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
85% |
5.19% fixed until 31/03/2027 – Shared Ownership |
£999 |
Purchase |
20097 |
|
90% |
5.37% fixed until 31/03/2027 – Shared Ownership |
£999 |
Purchase |
20098 |
|
90% |
6.04% fixed until 31/03/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20099 |
|
95% |
5.79% fixed until 31/03/2027 – Shared Ownership |
£499* |
Purchase |
20100 |
|
95% |
6.18% fixed until 31/03/2027 – Shared Ownership (CB) |
£0 |
Purchase |
20101 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 9 January 2025.
If you have already received a DIP Accept confirmation and also progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 16 January 2025.
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