Product updates effective 10/02/2026

New business deals

LTV

Product description

Completion fee

Product type

Product code

60%

3.99% fixed until 30/04/2028 –

interest only

£999

Purchase

21119

80%

3.89% fixed until 30/04/2028

£1499

Purchase

21113

80%

3.99% fixed until 30/04/2028

£999

Purchase

21114

80%

4.17% fixed until 30/04/2028

£0

Purchase

21115

90%

3.99% fixed until 30/04/2028

£1499

Purchase

21116

90%

4.04% fixed until 30/04/2028

£999

Purchase

21117

90%

4.19% fixed until 30/04/2028

£0

Purchase

21118

60%

4.09% fixed until 30/04/2028 (CB) – interest only

£999

Remortgage

21120

80%

4.09% fixed until 30/04/2028 (CB)

£999

Remortgage

21121

80%

4.34% fixed until 30/04/2028 (CB)

£0

Remortgage

21122

85%

4.39% fixed until 30/04/2028 (CB)

£0

Remortgage

21123

90%

4.15% fixed until 30/04/2028 (CB)

£1499

Remortgage

21124

90%

4.22% fixed until 30/04/2028 (CB)

£999

Remortgage

21125

90%

4.45% fixed until 30/04/2028 (CB)

£0

Remortgage

21126

 
  • No booking fee applies to all products in this update.
  • When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
  • All products will be charged interest to the date of redemption.

New business products withdrawn

LTV

Product description

Completion fee

Product type

Product code

60%

4.09% fixed until 30/04/2028 –

Interest only

£999

Purchase

21083

80%

4.09% fixed until 30/04/2028

£999

Purchase

21080

80%

4.31% fixed until 30/04/2028

£0

Purchase

21081

90%

4.25% fixed until 30/04/2028

£999

Purchase

20955

90%

4.42% fixed until 30/04/2028

£0

Purchase

20956

60%

4.14% fixed until 30/04/2028 – interest only (CB)

£999

Remortgage

21084

80%

4.14% fixed until 30/04/2028 (CB)

£999

Remortgage

21085

80%

4.38% fixed until 30/04/2028 (CB)

£0

Remortgage

21086

85%

4.52% fixed until 30/04/2028 (CB)

£0

Remortgage

21057

90%

4.35% fixed until 30/04/2028 (CB)

£999

Remortgage

20972

90%

4.70% fixed until 30/04/2028 (CB)

£0

Remortgage

20875

 

Processing your new business DIPs

The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Monday 9 February 2026.

If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Monday 16 February 2026.