Product updates effective 12/08/2025

New business deals

LTV

Product description

Completion fee

Product type

Product code

60%

4.25% fixed until 31/12/2027 – interest only

£999

Purchase

20735

60%

4.45% fixed until 31/12/2030 – interest only

£999

Purchase

20761

80%

4.25% fixed until 31/12/2027

£999

Purchase

20727

80%

4.30% fixed until 31/12/2028

£999

Purchase

20742

80%

4.45% fixed until 31/12/2027

£0

Purchase

20728

80%

4.44% fixed until 31/12/2028

£0

Purchase

20743

80%

4.45% fixed until 31/12/2030

£999

Purchase

20753

80%

4.56% fixed until 31/12/2030

£0

Purchase

20754

90%

4.29% fixed until 31/12/2027

£999

Purchase

20729

90%

4.50% fixed until 31/12/2027

£0

Purchase

20730

90%

4.75% fixed until 31/12/2027 (CB)

£0

Purchase

20731

90%

4.40% fixed until 31/12/2028

£999

Purchase

20744

90%

4.55% fixed until 31/12/2028

£0

Purchase

20745

90%

4.72% fixed until 31/12/2028 (CB)

£0

Purchase

20746

90%

4.55% fixed until 31/12/2030

£999

Purchase

20755

90%

4.66% fixed until 31/12/2030

£0

Purchase

20756

90%

4.82% fixed until 31/12/2030 (CB)

£0

Purchase

20757

95%

4.76% fixed until 31/12/2027

£999*

Purchase

20732

95%

4.99% fixed until 31/12/2027

£0

Purchase

20733

95%

5.24% fixed until 31/12/2027 (CB)

£0

Purchase

20734

95%

4.83% fixed until 31/12/2028

£999*

Purchase

20747

95%

4.98% fixed until 31/12/2028

£0

Purchase

20748

95%

4.94% fixed until 31/12/2030

£999*

Purchase

20758

95%

5.04% fixed until 31/12/2030

£0

Purchase

20759

95%

5.23% fixed until 31/12/2030 (CB)

£0

Purchase

20760

60%

4.40% fixed until 31/12/2027 – interest only (CB)

£999

Remortgage

20736

60%

4.45% fixed until 31/12/2030 – interest only (CB)

£999

Remortgage

20762

80%

4.40% fixed until 31/12/2027 (CB)

£999

Remortgage

20737

80%

4.36% fixed until 31/12/2028 (CB)

£999

Remortgage

20750

80%

4.45% fixed until 31/12/2030 (CB)

£999

Remortgage

20763

80%

4.56% fixed until 31/12/2030 (CB)

£0

Remortgage

20764

85%

4.48% fixed until 31/12/2027 (CB)

£999

Remortgage

20738

85%

4.78% fixed until 31/12/2027 (CB)

£0

Remortgage

20739

85%

4.53% fixed until 31/12/2030 (CB)

£999

Remortgage

20765

85%

4.67% fixed until 31/12/2030 (CB)

£0

Remortgage

20766

90%

4.56% fixed until 31/12/2027 (CB)

£999

Remortgage

20740

90%

4.86% fixed until 31/12/2027 (CB)

£0

Remortgage

20741

90%

4.65% fixed until 31/12/2028 (CB)

£999

Remortgage

20751

90%

4.89% fixed until 31/12/2028 (CB)

£0

Remortgage

20752

90%

4.78% fixed until 31/12/2030 (CB)

£999

Remortgage

20767

90%

4.90% fixed until 31/12/2030 (CB)

£0

Remortgage

20768

90%

4.41% fixed until 31/12/2027 – new build

£999

Purchase

20769

90%

4.95% fixed until 31/12/2030 – new build

£999

Purchase

20772

90%

5.15% fixed until 31/12/2030 – new build (CB)

£0

Purchase

20773

95%

4.94% fixed until 31/12/2027 – new build

£999*

Purchase

20770

95%

4.95% fixed until 31/12/2028 – new build

£499*

Purchase

20771

95%

5.13% fixed until 31/12/2030 – new build

£499*

Purchase

20774

95%

5.29% fixed until 31/12/2030 – new build (CB)

£0

Purchase

20775

   

Max LTV of borrowers share

Product description

Completion fee

Product type

Product code

90%

4.36% fixed until 31/12/2027 – shared ownership

£999

Purchase

20776

90%

4.69% fixed until 31/12/2027 – shared ownership

£0

Purchase

20777

90%

4.89% fixed until 31/12/2027 – shared ownership (CB)

£0

Purchase

20778

90%

4.76% fixed until 31/12/2030 – shared ownership

£999

Purchase

20782

95%

4.94% fixed until 31/12/2027 – shared ownership

£499*

Purchase

20779

95%

5.14% fixed until 31/12/2027 – shared ownership

£0

Purchase

20780

95%

5.15% fixed until 31/12/2028 – shared ownership (CB)

£0

Purchase

20781

95%

4.84% fixed until 31/12/2028 – shared ownership

£499*

Purchase

20785

95%

4.98% fixed until 31/12/2030 – shared ownership

£499*

Purchase

20783

95%

5.23% fixed until 31/12/2030 – shared ownership (CB)

£0

Purchase

20784

  

* Any fees added to the mortgage cannot exceed 95% LTV.

  • No booking fee applies to all products in this update.
  • When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.39% variable, or a reduced variable rate based on your clients loan to value, at that time for the rest of the term.
  • All products will be charged interest to the date of redemption.

New business products withdrawn

LTV

Product description

Completion fee

Product type

Product code

60%

4.25% fixed until 31/12/2027 – interest only

£999

Purchase

20693

60%

4.30% fixed until 31/12/2030 – interest only

£999

Purchase

20648

80%

4.25% fixed until 31/12/2027

£999

Purchase

20691

80%

4.45% fixed until 31/12/2027

£0

Purchase

20692

80%

4.30% fixed until 31/12/2028

£999

Purchase

20671

80%

4.44% fixed until 31/12/2028

£0

Purchase

20672

80%

4.30% fixed until 30/09/2030

£999

Purchase

20643

80%

4.41% fixed until 30/09/2030

£0

Purchase

20644

90%

4.29% fixed until 31/12/2027

£999

Purchase

20658

90%

4.50% fixed until 31/12/2027

£0

Purchase

20659

90%

4.75% fixed until 31/12/2027 (CB)

£0

Purchase

20660

90%

4.40% fixed until 31/12/2028

£999

Purchase

20673

90%

4.55% fixed until 31/12/2028

£0

Purchase

20674

90%

4.72% fixed until 31/12/2028 (CB)

£0

Purchase

20675

90%

4.40% fixed until 30/09/2030

£999

Purchase

20645

90%

4.51% fixed until 30/09/2030

£0

Purchase

20646

90%

4.67% fixed until 30/09/2030 (CB)

£0

Purchase

20647

95%

4.94% fixed until 31/12/2027

£999*

Purchase

20661

95%

5.13% fixed until 31/12/2027

£0

Purchase

20662

95%

5.39% fixed until 31/12/2027 (CB)

£0

Purchase

20663

95%

4.83% fixed until 31/12/2028

£999*

Purchase

20676

95%

4.98% fixed until 31/12/2028

£0

Purchase

20677

95%

5.15% fixed until 31/12/2028 (CB)

£0

Purchase

20678

95%

4.94% fixed until 30/09/2030

£999*

Purchase

20518

95%

5.04% fixed until 30/09/2030

£0

Purchase

20519

95%

5.23% fixed until 30/09/2030 (CB)

£0

Purchase

20520

60%

4.40% fixed until 31/12/2027 – interest only (CB)

£999

Remortgage

20694

90%

4.41% fixed until 31/12/2027 – new build

£999

Purchase

20688

90%

4.95% fixed until 30/09/2030 – new build

£999

Purchase

20523

90%

5.15% fixed until 30/09/2030 – new build (CB)

£0

Purchase

20524

95%

4.94% fixed until 31/12/2027 – new build

£999*

Purchase

20689

95%

4.95% fixed until 31/12/2028 – new build

£499*

Purchase

20690

95%

5.13% fixed until 30/09/2030 – new build

£499*

Purchase

20490

95%

5.29% fixed until 30/09/2030 - new build (CB)

£0

Purchase

20491

60%

4.45% fixed until 31/12/2030 – interest only (CB)

£999

Remortgage

20649

80%

4.40% fixed until 31/12/2027 (CB)

£999

Remortgage

20695

80%

4.36% fixed until 31/12/2028 (CB)

£999

Remortgage

20679

80%

4.45% fixed until 30/09/2030 (CB)

£999

Remortgage

20650

80%

4.56% fixed until 30/09/2030 (CB)

£0

Remortgage

20651

85%

4.48% fixed until 31/12/2027 (CB)

£999

Remortgage

20696

85%

4.78% fixed until 31/12/2027 (CB)

£0

Remortgage

20697

85%

4.53% fixed until 30/09/2030 (CB)

£999

Remortgage

20652

85%

4.67% fixed until 30/09/2030 (CB)

£0

Remortgage

20653

90%

4.69% fixed until 31/12/2027 (CB)

£999

Remortgage

20669

90%

4.99% fixed until 31/12/2027 (CB)

£0

Remortgage

20670

90%

4.88% fixed until 31/12/2028 (CB)

£999

Remortgage

20680

90%

5.14% fixed until 31/12/2028 (CB)

£0

Remortgage

20681

90%

4.78% fixed until 30/09/2030 (CB)

£999

Remortgage

20654

90%

4.90% fixed until 30/09/2030 (CB)

£0

Remortgage

20655

 

Max LTV of borrowers share

Product description

Completion fee

Product type

Product code

90%

4.36% fixed until 31/12/2027 – shared ownership

£999

Purchase

20682

90%

4.69% fixed until 31/12/2027 – shared ownership

£0

Purchase

20683

90%

4.89% fixed until 31/12/2027 – shared ownership (CB)

£0

Purchase

20684

90%

4.76% fixed until 30/09/2030 – shared ownership

£999

Purchase

20614

95%

4.94% fixed until 31/12/2027 – shared ownership

£499*

Purchase

20685

95%

5.14% fixed until 31/12/2027 – shared ownership

£0

Purchase

20686

95%

5.15% fixed until 31/12/2028 – shared ownership (CB)

£0

Purchase

20687

95%

4.98% fixed until 30/09/2030 – shared ownership

£499*

Purchase

20521

95%

5.23% fixed until 30/09/2030 – shared ownership (CB)

£0

Purchase

20522

 

* Any fees added to the mortgage cannot exceed 95% LTV.

Processing your new business DIPs

The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Monday 11 August 2025.

If you've already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Tuesday 12 August 2025.