Product updates effective 13/08/2026
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
80% |
5.34% fixed until 31/10/2028 – Foreign Nationals |
£0 |
Purchase |
21681 |
|
80% |
5.40% fixed until 31/10/2031 – Foreign Nationals |
£0 |
Purchase |
21684 |
|
90% |
5.45% fixed until 31/10/2028 – Foreign Nationals |
£0 |
Purchase |
21682 |
|
90% |
5.45% fixed until 31/10/2029 – Foreign Nationals |
£0 |
Purchase |
21683 |
|
90% |
5.53% fixed until 31/10/2031 – Foreign Nationals |
£999* |
Purchase |
21685 |
* Any fees added to the mortgage can’t exceed 90% LTV.
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.52% fixed until 31/10/2028 – Foreign Nationals shared ownership |
£0 |
Purchase |
21686 |
|
95% |
5.32% fixed until 31/10/2028 – shared ownership |
£499* |
Purchase |
21687 |
|
95% |
5.52% fixed until 31/10/2028 – shared ownership |
£0 |
Purchase |
21688 |
|
95% |
5.43% fixed until 31/10/2031 – shared ownership |
£499* |
Purchase |
21690 |
|
95% |
5.52% fixed until 31/10/2031 – shared ownership |
£0 |
Purchase |
21691 |
|
95% |
5.80% fixed until 31/10/2031 – shared ownership (CB) |
£0 |
Purchase |
21692 |
|
95% |
5.72% fixed until 31/10/2028 – shared ownership (CB) |
£0 |
Remortgage |
21689 |
* Any fees added to the mortgage can’t exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.16% fixed until 31/10/2028 – shared ownership |
£499* |
Purchase |
21595 |
|
95% |
5.33% fixed until 31/10/2028 – shared ownership |
£0 |
Purchase |
21596 |
|
95% |
5.18% fixed until 31/10/2031 – shared ownership |
£499* |
Purchase |
21597 |
|
95% |
5.29% fixed until 31/10/2031 – shared ownership |
£0 |
Purchase |
21598 |
|
95% |
5.60% fixed until 31/10/2031 – shared ownership (CB) |
£0 |
Purchase |
21599 |
|
95% |
5.60% fixed until 31/10/2028 – shared ownership (CB) |
£0 |
Remortgage |
21491 |
* Any fees added to the mortgage can’t exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Wednesday 12 August 2026.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Wednesday 19 August 2026.
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