Product updates effective 13 October 2026
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.40% variable until 31/12/2028 |
£1499 |
Purchase |
21885 |
|
95% |
5.65% fixed until 31/12/2028 |
£499* |
Purchase |
21877 |
|
95% |
5.72% fixed until 31/12/2028 |
£0 |
Purchase |
21878 |
|
95% |
5.88% fixed until 31/12/2028 (CB) |
£0 |
Purchase |
21879 |
|
95% |
5.63% fixed until 31/12/2029 |
£499* |
Purchase |
21887 |
|
95% |
5.69% fixed until 31/12/2029 |
£0 |
Purchase |
21888 |
|
95% |
5.68% fixed until 31/12/2031 |
£499* |
Purchase |
21891 |
|
95% |
5.72% fixed until 31/12/2031 |
£0 |
Purchase |
21892 |
|
95% |
5.80% fixed until 31/12/2031 (CB) |
£0 |
Purchase |
21893 |
|
60% |
5.35% fixed until 31/12/2028 (CB) – interest only |
£999 |
Remortgage |
21880 |
|
80% |
5.29% fixed until 31/12/2028 (CB) |
£1499 |
Remortgage |
21881 |
|
80% |
5.35% fixed until 31/12/2028 (CB) |
£999 |
Remortgage |
21882 |
|
80% |
5.63% fixed until 31/12/2028 (CB) |
£0 |
Remortgage |
21883 |
|
85% |
5.47% fixed until 31/12/2031 (CB) |
£999 |
Remortgage |
21894 |
|
85% |
5.58% fixed until 31/12/2031 (CB) |
£0 |
Remortgage |
21895 |
|
90% |
5.46% fixed until 31/12/2028 (CB) |
£999 |
Remortgage |
21884 |
|
90% |
4.60% variable until 31/12/2028 (CB) |
£1499 |
Remortgage |
21886 |
|
90% |
5.38% fixed until 31/12/2029 (CB) |
£999 |
Remortgage |
21889 |
|
90% |
5.54% fixed until 31/12/2029 (CB) |
£0 |
Remortgage |
21890 |
|
90% |
5.52% fixed until 31/12/2031 (CB) |
£999 |
Remortgage |
21896 |
|
90% |
5.61% fixed until 31/12/2031 (CB) |
£0 |
Remortgage |
21897 |
* Any fees added to the mortgage can’t exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
||
|
90% |
4.69% variable until 31/12/2028 |
£999 |
Purchase |
21808 |
||
|
95% |
5.77% fixed until 31/12/2028 |
£499* |
Purchase |
21798 |
||
|
95% |
5.88% fixed until 31/12/2028 |
£0 |
Purchase |
21799 |
||
|
95% |
6.03% fixed until 31/12/2028 (CB) |
£0 |
Purchase |
21800 |
||
|
95% |
5.76% fixed until 31/12/2029 |
£499* |
Purchase |
21812 |
||
|
95% |
5.83% fixed until 31/12/2029 |
£0 |
Purchase |
21813 |
||
|
95% |
5.81% fixed until 31/12/2031 |
£499* |
Purchase |
21820 |
||
|
95% |
5.85% fixed until 31/12/2031 |
£0 |
Purchase |
21821 |
||
|
60% |
5.42% fixed until 31/12/2028 (CB) – interest only |
£999 |
Remortgage |
21802 |
||
|
80% |
5.35% fixed until 31/12/2028 (CB) |
£1499 |
Remortgage |
21803 |
||
|
80% |
5.42% fixed until 31/12/2028 (CB) |
£999 |
Remortgage |
21804 |
||
|
80% |
5.67% fixed until 31/12/2028 (CB) |
£0 |
Remortgage |
21805 |
||
|
85% |
5.57% fixed until 31/12/2031 (CB) |
£999 |
Remortgage |
21822 |
||
|
85% |
5.68% fixed until 31/12/2031 (CB) |
£0 |
Remortgage |
21823 |
||
|
90% |
5.54% fixed until 31/12/2028 (CB) |
£999 |
Remortgage |
21806 |
||
|
90% |
4.80% variable until 31/12/2028 (CB) |
£1499 |
Remortgage |
21809 |
||
|
90% |
5.45% fixed until 31/12/2029 (CB) |
£999 |
Remortgage |
21814 |
||
|
90% |
5.64% fixed until 31/12/2029 (CB) |
£0 |
Remortgage |
21815 |
||
|
90% |
5.64% fixed until 31/12/2031 (CB) |
£999 |
Remortgage |
21824 |
||
|
90% |
5.73% fixed until 31/12/2031 (CB) |
£0 |
Remortgage |
21825 |
||
* Any fees added to the mortgage can’t exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Monday 12 October 2026.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Monday 19 October 2026.
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