Product updates effective 14/01/2026
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
4.67% fixed until 30/04/2028 – new build |
£999* |
Purchase |
21067 |
|
95% |
4.80% fixed until 30/04/2028 – new build |
£0 |
Purchase |
21068 |
|
95% |
4.80% fixed until 30/04/2029 – new build |
£499* |
Purchase |
21069 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
90% |
4.62% fixed until 30/04/2028 – shared ownership |
£0 |
Purchase |
21058 |
|
90% |
4.74% fixed until 30/04/2031 – shared ownership |
£0 |
Purchase |
21064 |
|
95% |
4.67% fixed until 30/04/2028 – shared ownership |
£0 |
Purchase |
21059 |
|
95% |
4.99% fixed until 30/04/2028 – shared ownership (CB) |
£0 |
Purchase |
21060 |
|
95% |
4.89% fixed until 30/04/2029 – shared ownership (CB) |
£0 |
Purchase |
21063 |
|
95% |
4.81% fixed until 30/04/2031 – shared ownership |
£499* |
Purchase |
21065 |
|
95% |
5.04% fixed until 30/04/2031 – shared ownership (CB) |
£0 |
Purchase |
21066 |
|
90% |
4.89% fixed until 30/04/2028 – shared ownership (CB) |
£0 |
Remortgage |
21061 |
|
95% |
4.99% fixed until 30/04/2028 – shared ownership (CB) |
£0 |
Remortgage |
21062 |
*Any fees added to the mortgage can't exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
4.94% fixed until 30/04/2028 – new build |
£999* |
Purchase |
20878 |
|
95% |
5.09% fixed until 30/04/2028 – new build |
£0 |
Purchase |
20879 |
|
95% |
4.95% fixed until 30/04/2029 – new build |
£499* |
Purchase |
20918 |
|
95% |
5.13% fixed until 30/04/2031 – new build |
£499* |
Purchase |
20907 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
90% |
4.78% fixed until 30/04/2028 – shared ownership |
£0 |
Purchase |
20880 |
|
90% |
4.75% fixed until 30/04/2029 – shared ownership |
£0 |
Purchase |
20883 |
|
90% |
4.94% fixed until 30/04/2031 – shared ownership |
£0 |
Purchase |
20886 |
|
95% |
4.84% fixed until 30/04/2028 – shared ownership |
£0 |
Purchase |
20976 |
|
95% |
5.09% fixed until 30/04/2028 – shared ownership (CB) |
£0 |
Purchase |
20977 |
|
95% |
5.15% fixed until 30/04/2029 – shared ownership (CB) |
£0 |
Purchase |
20885 |
|
95% |
4.95% fixed until 30/04/2029 – shared ownership |
£0 |
Purchase |
20884 |
|
95% |
4.98% fixed until 30/04/2031 – shared ownership |
£499* |
Purchase |
20887 |
|
95% |
5.23% fixed until 30/04/2031 – shared ownership (CB) |
£0 |
Purchase |
20888 |
|
90% |
5.05% fixed until 30/04/2028 – shared ownership (CB) |
£0 |
Remortgage |
20978 |
|
95% |
5.18% fixed until 30/04/2028 – shared ownership (CB) |
£0 |
Remortgage |
20979 |
*Any fees added to the mortgage can't exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Tuesday 13 January 2026.
If you've already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Tuesday 20 January 2026.
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