Product updates effective 14/03/2025

New business deals

LTV

Product description

Completion fee

Product type

Product code

90%

4.86% fixed until 30/06/2027

£999

Purchase

20380

90%

5.07% fixed until 30/06/2027

£0

Purchase

20381

90%

5.29% fixed until 30/06/2027 (CB)

£0

Purchase

20382

95%

5.23% fixed until 30/06/2027

£499*

Purchase

20383

95%

5.35% fixed until 30/06/2027

£0

Purchase

20384

95%

5.59% fixed until 30/06/2027 (CB)

£0

Purchase

20385

90%

5.24% fixed until 30/06/2027 – New Build

£999

Purchase

20390

90%

5.54% fixed until 30/06/2027 – New Build (CB)

£0

Purchase

20391

90%

5.29% fixed until 30/06/2030 – New Build

£999

Purchase

20394

90%

5.47% fixed until 30/06/2030 – New Build (CB)

£0

Purchase

20395

95%

5.49% fixed until 30/06/2027 – New Build

£499*

Purchase

20392

95%

5.70% fixed until 30/06/2027 – New Build (CB)

£0

Purchase

20393

95%

5.49% fixed until 30/06/2030 – New Build

£499*

Purchase

20396

95%

5.65% fixed until 30/06/2030 – New Build (CB)

£0

Purchase

20397

 

Max LTV of borrowers share

Product description

Completion fee

Product type

Product code

90%

5.54% fixed until 30/06/2027 –

Shared Ownership (CB)

£0

Purchase

20386

95%

5.23% fixed until 30/06/2027 –

Shared Ownership

£499*

Purchase

20387

95%

5.37% fixed until 30/06/2027 – Shared Ownership

£0

Purchase

20388

95%

5.59% fixed until 30/06/2027 – Shared Ownership (CB)

£0

Purchase

20389

 

*Any fees added to the mortgage cannot exceed 95% LTV.


  • No booking fee applies to all products in this update.
  • When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.49% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
  • All products will be charged interest to the date of redemption.

New business products withdrawn

LTV

Product description

Completion fee

Product type

Product code

85%

4.89% fixed until 30/06/2027

£999

Purchase

20328

85%

5.14% fixed until 30/06/2027

£0

Purchase

20329

90%

4.98% fixed until 30/06/2027

£999

Purchase

20330

90%

5.22% fixed until 30/06/2027

£0

Purchase

20331

90%

5.42% fixed until 30/06/2027 (CB)

£0

Purchase

20332

95%

5.29% fixed until 30/06/2027

£499*

Purchase

20333

95%

5.44% fixed until 30/06/2027

£0

Purchase

20334

95%

5.68% fixed until 30/06/2027 (CB)

£0

Purchase

20335

90%

5.50% fixed until 30/06/2027 – New Build

£999

Purchase

20223

90%

5.82% fixed until 30/06/2027 – New Build (CB)

£0

Purchase

20224

90%

5.43% fixed until 30/06/2027 – New Build

£999

Purchase

20248

90%

5.61% fixed until 30/06/2027 – New Build (CB)

£0

Purchase

20249

95%

5.74% fixed until 30/06/2027 – New Build

£499*

Purchase

20225

95%

5.98% fixed until 30/06/2027 – New Build (CB)

£0

Purchase

20226

95%

5.68% fixed until 30/06/2027 – New Build

£499*

Purchase

20250

95%

5.85% fixed until 30/06/2027 – New Build

£0

Purchase

20251

 

Max LTV of borrowers share

Product description

Completion fee

Product type

Product code

90%

5.79% fixed until 30/06/2027 – Shared Ownership (CB)

£0

Purchase

20308

95%

5.49% fixed until 30/06/2027 – Shared Ownership

£499*

Purchase

20309

95%

5.84% fixed until 30/06/2027 –

Shared Ownership (CB)

£0

Purchase

20310

 


 *Any fees added to the mortgage cannot exceed 95% LTV.


Processing your new business DIPs

The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 13 March 2025.

 

If you have already received a DIP Accept confirmation and also progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 20 March 2025.