Product Updates Effective 15/01/2025
New business deals
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
80% |
5.07% fixed until 30/06/2030 |
£999 |
Purchase |
20232 |
|
80% |
5.18% fixed until 30/06/2030 |
£0 |
Purchase |
20233 |
|
85% |
5.18% fixed until 30/06/2030 |
£999 |
Purchase |
20234 |
|
85% |
5.29% fixed until 30/06/2030 |
£0 |
Purchase |
20235 |
|
90% |
5.27% fixed until 30/06/2030 |
£999 |
Purchase |
20236 |
|
90% |
5.37% fixed until 30/06/2030 |
£0 |
Purchase |
20237 |
|
90% |
5.58% fixed until 30/06/2030 (CB) |
£0 |
Purchase |
20238 |
|
95% |
5.59% fixed until 30/06/2030 |
£499* |
Purchase |
20239 |
|
95% |
5.66% fixed until 30/06/2030 |
£0 |
Purchase |
20240 |
|
95% |
5.84% fixed until 30/06/2030 (CB) |
£0 |
Purchase |
20241 |
|
80% |
5.10% fixed until 30/06/2030 (CB) |
£999 |
Remortgage |
20242 |
|
80% |
5.21% fixed until 30/06/2030 (CB) |
£0 |
Remortgage |
20243 |
|
85% |
5.23% fixed until 30/06/2030 (CB) |
£999 |
Remortgage |
20244 |
|
85% |
5.37% fixed until 30/06/2030 (CB) |
£0 |
Remortgage |
20245 |
|
90% |
5.33% fixed until 30/06/2030 (CB) |
£999 |
Remortgage |
20246 |
|
90% |
5.46% fixed until 30/06/2030 (CB) |
£0 |
Remortgage |
20247 |
|
90% |
5.43% fixed until 30/06/2030 – New Build |
£999 |
Purchase |
20248 |
|
90% |
5.61% fixed until 30/06/2030 – New Build (CB) |
£0 |
Purchase |
20249 |
|
95% |
5.68% fixed until 30/06/2030 – New Build |
£499* |
Purchase |
20250 |
|
95% |
5.85% fixed until 30/06/2030 – New Build (CB) |
£0 |
Purchase |
20251 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
95% |
5.39% fixed until 30/06/2030 – Shared Ownership |
£499* |
Purchase |
20252 |
|
95% |
5.58% fixed until 30/06/2030 - Shared Ownership (CB) |
£0 |
Purchase |
20253 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.49% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products being withdrawn
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
75% |
4.96% fixed until 31/03/2030 |
£999 |
Purchase |
20102 |
|
75% |
5.08% fixed until 31/03/2030 |
£0 |
Purchase |
20103 |
|
85% |
5.03% fixed until 31/03/2030 |
£999 |
Purchase |
20104 |
|
85% |
5.14% fixed until 31/03/2030 |
£0 |
Purchase |
20105 |
|
90% |
5.12% fixed until 31/03/2030 |
£999 |
Purchase |
20106 |
|
90% |
5.22% fixed until 31/03/2030 |
£0 |
Purchase |
20107 |
|
90% |
5.43% fixed until 31/03/2030 (CB) |
£0 |
Purchase |
20108 |
|
95% |
5.44% fixed until 31/03/2030 |
£499* |
Purchase |
20109 |
|
95% |
5.51% fixed until 31/03/2030 |
£0 |
Purchase |
20110 |
|
95% |
5.69% fixed until 31/03/2030 (CB) |
£0 |
Purchase |
20111 |
|
75% |
5.12% fixed until 31/03/2030 (CB) |
£0 |
Remortgage |
20113 |
|
85% |
5.08% fixed until 31/03/2030 (CB) |
£999 |
Remortgage |
20114 |
|
85% |
5.22% fixed until 31/03/2030 (CB) |
£0 |
Remortgage |
20115 |
|
90% |
5.18% fixed until 31/03/2030 (CB) |
£999 |
Remortgage |
20116 |
|
90% |
5.31% fixed until 31/03/2030 (CB) |
£0 |
Remortgage |
20117 |
|
90% |
5.43% fixed until 31/03/2030 – New Build |
£999 |
Purchase |
20118 |
|
90% |
5.61% fixed until 31/03/2030 – New Build (CB) |
£0 |
Purchase |
20119 |
|
95% |
5.60% fixed until 31/03/2030 – New Build |
£499* |
Purchase |
20120 |
|
95% |
5.74% fixed until 31/03/2030 – New Build (CB) |
£0 |
Purchase |
20121 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
95% |
5.39% fixed until 31/03/2030 – Shared Ownership |
£499* |
Purchase |
20122 |
|
95% |
5.58% fixed until 31/03/2030 - Shared Ownership (CB) |
£0 |
Purchase |
20123 |
* Any fees added to the mortgage cannot exceed 95% LTV
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Tuesday 14 January 2025.
If you have already received a DIP Accept confirmation and also progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Tuesday 21 January 2025.
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