Product updates effective 15/10/2025
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.25% fixed until 30/04/2028 – interest only |
£999 |
Purchase |
20870 |
|
85% |
4.25% fixed until 30/04/2028 |
£999 |
Purchase |
20863 |
|
85% |
4.45% fixed until 30/04/2028 |
£0 |
Purchase |
20864 |
|
90% |
4.43% fixed until 30/04/2028 |
£999 |
Purchase |
20865 |
|
90% |
4.60% fixed until 30/04/2028 |
£0 |
Purchase |
20866 |
|
95% |
4.80% fixed until 30/04/2028 |
£499* |
Purchase |
20867 |
|
95% |
4.88% fixed until 30/04/2028 |
£0 |
Purchase |
20868 |
|
95% |
5.14% fixed until 30/04/2028 (CB) |
£0 |
Purchase |
20869 |
|
60% |
4.34% fixed until 30/04/2028 – interest only (CB) |
£999 |
Remortgage |
20871 |
|
80% |
4.34% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
20872 |
|
80% |
4.55% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
20873 |
|
90% |
4.45% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
20874 |
|
90% |
4.70% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
20875 |
|
90% |
4.59% fixed until 30/04/2028 – new build |
£999 |
Purchase |
20876 |
|
90% |
4.75% fixed until 30/04/2028 – new build |
£0 |
Purchase |
20877 |
|
95% |
4.94% fixed until 30/04/2028 – new build |
£999* |
Purchase |
20878 |
|
95% |
5.09% fixed until 30/04/2028 – new build |
£0 |
Purchase |
20879 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.39% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.25% fixed until 31/12/2027 – interest only |
£999 |
Purchase |
20735 |
|
85% |
4.25% fixed until 31/12/2027 |
£999 |
Purchase |
20829 |
|
85% |
4.45% fixed until 31/12/2027 |
£0 |
Purchase |
20830 |
|
90% |
4.43% fixed until 31/12/2027 |
£999 |
Purchase |
20825 |
|
90% |
4.60% fixed until 31/12/2027 |
£0 |
Purchase |
20826 |
|
95% |
4.93% fixed until 31/12/2027 |
£0 |
Purchase |
20832 |
|
95% |
5.14% fixed until 31/12/2027 (CB) |
£0 |
Purchase |
20816 |
|
95% |
4.74% fixed until 31/12/2027 |
£999* |
Purchase |
20831 |
|
60% |
4.40% fixed until 31/12/2027 – interest only (CB) |
£999 |
Remortgage |
20736 |
|
80% |
4.40% fixed until 31/12/2027 (CB) |
£999 |
Remortgage |
20737 |
|
90% |
4.45% fixed until 31/12/2027 (CB) |
£999 |
Remortgage |
20834 |
|
90% |
4.73% fixed until 31/12/2027 (CB) |
£0 |
Remortgage |
20835 |
|
90% |
4.56% fixed until 31/12/2027 – new build |
£999 |
Purchase |
20819 |
|
95% |
4.94% fixed until 31/12/2027 – new build |
£999* |
Purchase |
20770 |
|
95% |
5.09% fixed until 31/12/2027 – new build |
£0 |
Purchase |
20820 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Tuesday 14 October 2025.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Tuesday 21 October 2025.
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