Product updates effective 16/01/2026
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.04% fixed until 30/04/2028 – interest only |
£999 |
Purchase |
21072 |
|
80% |
4.04% fixed until 30/04/2028 |
£999 |
Purchase |
21070 |
|
80% |
4.26% fixed until 30/04/2028 |
£0 |
Purchase |
21071 |
|
85% |
4.11% fixed until 30/04/2029 |
£999 |
Purchase |
21076 |
|
85% |
4.25% fixed until 30/04/2029 |
£0 |
Purchase |
21077 |
|
60% |
4.09% fixed until 30/04/2028 – interest only (CB) |
£999 |
Remortgage |
21073 |
|
80% |
4.09% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
21074 |
|
80% |
4.33% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
21075 |
|
85% |
4.14% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
21078 |
|
85% |
4.33% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
21079 |
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.15% fixed until 30/04/2028 – Interest only |
£999 |
Purchase |
21042 |
|
80% |
4.15% fixed until 30/04/2028 |
£999 |
Purchase |
21037 |
|
80% |
4.36% fixed until 30/04/2028 |
£0 |
Purchase |
21038 |
|
80% |
4.15% fixed until 30/04/2029 |
£999 |
Purchase |
20964 |
|
80% |
4.30% fixed until 30/04/2029 |
£0 |
Purchase |
20965 |
|
60% |
4.20% fixed until 30/04/2028 – interest only (CB) |
£999 |
Remortgage |
21043 |
|
80% |
4.20% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
21044 |
|
80% |
4.41% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
21045 |
|
80% |
4.19% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
21050 |
|
80% |
4.42% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
21051 |
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 15 January 2026.
If you've already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 22 January 2026.
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