Product updates effective 16/07/2025
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.41% fixed until 31/12/2027 – new build |
£999 |
Purchase |
20688 |
|
95% |
4.94% fixed until 31/12/2027 – new build |
£999* |
Purchase |
20689 |
|
95% |
4.95% fixed until 31/12/2028 – new build |
£499* |
Purchase |
20690 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.36% fixed until 31/12/2027 – shared ownership |
£999 |
Purchase |
20682 |
|
90% |
4.69% fixed until 31/12/2027 – shared ownership |
£0 |
Purchase |
20683 |
|
90% |
4.89% fixed until 31/12/2027 – shared ownership (CB) |
£0 |
Purchase |
20684 |
|
95% |
4.94% fixed until 31/12/2027 – shared ownership |
£499* |
Purchase |
20685 |
|
95% |
5.14% fixed until 31/12/2027 – shared ownership |
£0 |
Purchase |
20686 |
|
95% |
5.15% fixed until 31/12/2028 – shared ownership (CB) |
£0 |
Purchase |
20687 |
* Any fees added to the mortgage can't exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.49% variable, or a reduced variable rate based on your client's loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.69% fixed until 30/09/2027 – new build |
£999 |
Purchase |
20615 |
|
95% |
5.05% fixed until 30/09/2027 – new build |
£999* |
Purchase |
20616 |
|
95% |
5.12% fixed until 30/09/2028 – new build |
£499* |
Purchase |
20601 |
|
95% |
5.34% fixed until 30/09/2027 – new build (CB) |
£0 |
Purchase |
20617 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.50% fixed until 30/09/2027 – shared ownership |
£999 |
Purchase |
20611 |
|
90% |
4.86% fixed until 30/09/2027 – shared ownership |
£0 |
Purchase |
20612 |
|
90% |
5.04% fixed until 30/09/2027 – shared ownership (CB) |
£0 |
Purchase |
20613 |
|
95% |
4.94% fixed until 30/09/2027 – shared ownership |
£499* |
Purchase |
20560 |
|
95% |
5.14% fixed until 30/09/2027 – shared ownership |
£0 |
Purchase |
20561 |
|
95% |
5.40% fixed until 30/09/2028 – shared ownership (CB) |
£0 |
Purchase |
20570 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Tuesday 15 July 2025.
If you've already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Tuesday 22 July 2025.
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