Product updates effective 17/10/2025
New business deals
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.78% fixed until 30/04/2028 – shared ownership |
£0 |
Purchase |
20880 |
|
90% |
4.75% fixed until 30/04/2029 – shared ownership |
£0 |
Purchase |
20883 |
|
90% |
4.94% fixed until 30/04/2031 – shared ownership |
£0 |
Purchase |
20886 |
|
95% |
4.89% fixed until 30/04/2028 – shared ownership |
£0 |
Purchase |
20881 |
|
95% |
5.15% fixed until 30/04/2028 – shared ownership (CB) |
£0 |
Purchase |
20882 |
|
95% |
4.95% fixed until 30/04/2029 – shared ownership |
£0 |
Purchase |
20884 |
|
95% |
5.15% fixed until 30/04/2029 – shared ownership (CB) |
£0 |
Purchase |
20885 |
|
95% |
4.98% fixed until 30/04/2031 – shared ownership |
£499* |
Purchase |
20887 |
|
95% |
5.23% fixed until 30/04/2031 – shared ownership (CB) |
£0 |
Purchase |
20888 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.39% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.36% fixed until 31/12/2027 – shared ownership |
£999 |
Purchase |
20776 |
|
90% |
4.69% fixed until 31/12/2027 – shared ownership |
£0 |
Purchase |
20777 |
|
90% |
4.69% fixed until 31/12/2028 – shared ownership |
£0 |
Purchase |
20823 |
|
90% |
4.76% fixed until 31/12/2030 – shared ownership |
£999 |
Purchase |
20782 |
|
95% |
4.68% fixed until 31/12/2027 – shared ownership |
£499* |
Purchase |
20821 |
|
95% |
5.11% fixed until 31/12/2027 – shared ownership (CB) |
£0 |
Purchase |
20822 |
|
95% |
5.15% fixed until 31/12/2028 – shared ownership (CB) |
£0 |
Purchase |
20781 |
|
95% |
4.84% fixed until 31/12/2028 – shared ownership |
£499* |
Purchase |
20785 |
|
95% |
4.98% fixed until 31/12/2030 – shared ownership |
£499* |
Purchase |
20783 |
|
95% |
5.23% fixed until 31/12/2030 – shared ownership (CB) |
£0 |
Purchase |
20784 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 16 October 2025.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 23 October 2025.
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