Product updates effective 18/09/2025
New business deals
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.69% fixed until 31/12/2028 – shared ownership |
£0 |
Purchase |
20823 |
|
95% |
4.68% fixed until 31/12/2027 – shared ownership |
£499* |
Purchase |
20821 |
|
95% |
5.11% fixed until 31/12/2027 – shared ownership (CB) |
£0 |
Purchase |
20822 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.39% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
90% |
4.89% fixed until 31/12/2027 – shared ownership (CB) |
£0 |
Purchase |
20778 |
|
95% |
4.94% fixed until 31/12/2027 – shared ownership |
£499* |
Purchase |
20779 |
|
95% |
5.14% fixed until 31/12/2027 – shared ownership |
£0 |
Purchase |
20780 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Wednesday 17 September 2025.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Wednesday 24 September 2025.
New switcher deals
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
95% |
5.10% fixed until 31/12/2027 – shared ownership |
£0 |
Switcher |
20824 |
Switcher products withdrawn
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
95% |
5.13% fixed until 31/12/2027 – shared ownership |
£0 |
Switcher |
20806 |
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