Product Updates Effective 20/02/2025
New business deals
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
80% |
4.94% fixed until 30/06/2030 |
£999 |
Purchase |
20313 |
|
80% |
5.05% fixed until 30/06/2030 |
£0 |
Purchase |
20314 |
|
85% |
4.99% fixed until 30/06/2030 |
£999 |
Purchase |
20315 |
|
85% |
5.10% fixed until 30/06/2030 |
£0 |
Purchase |
20316 |
|
90% |
5.06% fixed until 30/06/2030 |
£999 |
Purchase |
20317 |
|
90% |
5.16% fixed until 30/06/2030 |
£0 |
Purchase |
20318 |
|
90% |
5.33% fixed until 30/06/2030 (CB) |
£0 |
Purchase |
20319 |
|
95% |
5.21% fixed until 30/06/2030 |
£999* |
Purchase |
20320 |
|
95% |
5.31% fixed until 30/06/2030 |
£0 |
Purchase |
20321 |
|
95% |
5.49% fixed until 30/06/2030 (CB) |
£0 |
Purchase |
20322 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
95% |
5.24% fixed until 30/06/2030 – Shared Ownership |
£499* |
Purchase |
20323 |
|
95% |
5.49% fixed until 30/06/2030 – Shared Ownership (CB) |
£0 |
Purchase |
20324 |
*Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.49% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
80% |
5.07% fixed until 30/06/2030 |
£999 |
Purchase |
20232 |
|
80% |
5.18% fixed until 30/06/2030 |
£0 |
Purchase |
20233 |
|
85% |
5.18% fixed until 30/06/2030 |
£999 |
Purchase |
20234 |
|
85% |
5.29% fixed until 30/06/2030 |
£0 |
Purchase |
20235 |
|
90% |
5.27% fixed until 30/06/2030 |
£999 |
Purchase |
20236 |
|
90% |
5.37% fixed until 30/06/2030 |
£0 |
Purchase |
20237 |
|
90% |
5.58% fixed until 30/06/2030 (CB) |
£0 |
Purchase |
20238 |
|
95% |
5.59% fixed until 30/06/2030 |
£499* |
Purchase |
20239 |
|
95% |
5.66% fixed until 30/06/2030 |
£0 |
Purchase |
20240 |
|
95% |
5.84% fixed until 30/06/2030 (CB) |
£0 |
Purchase |
20241 |
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
95% |
5.39% fixed until 30/06/2030 – Shared Ownership |
£499* |
Purchase |
20252 |
|
95% |
5.58% fixed until 30/06/2030 – Shared Ownership (CB) |
£0 |
Purchase |
20253 |
*Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Wednesday 19 February 2025.
If you have already received a DIP Accept confirmation and also progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Wednesday 26 February 2025.
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