Product updates effective 21/11/2025
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.10% fixed until 30/04/2028 – interest only |
£999 |
Purchase |
20969 |
|
60% |
4.10% fixed until 30/04/2028 (CB) – interest only |
£999 |
Remortgage |
20970 |
|
80% |
4.10% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
20971 |
|
90% |
4.35% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
20972 |
|
75% |
4.05% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20973 |
|
80% |
4.23% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20974 |
|
90% |
4.38% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20975 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
4.84% fixed until 30/04/2028 – shared ownership |
£0 |
Purchase |
20976 |
|
95% |
5.09% fixed until 30/04/2028 (CB) – shared ownership |
£0 |
Purchase |
20977 |
|
90% |
5.05% fixed until 30/04/2028 (CB) – shared ownership |
£0 |
Remortgage |
20978 |
|
95% |
5.18% fixed until 30/04/2028 (CB) – shared ownership |
£0 |
Remortgage |
20979 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.39% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.18% fixed until 30/04/2028 – Interest only |
£999 |
Purchase |
20960 |
|
60% |
4.24% fixed until 30/04/2028 (CB) – interest only |
£999 |
Remortgage |
20961 |
|
80% |
4.24% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
20962 |
|
90% |
4.45% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
20874 |
|
75% |
4.14% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20920 |
|
80% |
4.32% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20915 |
|
90% |
4.48% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20916 |
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
4.89% fixed until 30/04/2028 – shared ownership |
£0 |
Purchase |
20881 |
|
95% |
5.15% fixed until 30/04/2028 (CB) shared ownership |
£0 |
Purchase |
20882 |
* Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 20 November 2025.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 27 November 2025.
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