Product updates effective 23 October 2026
New business deals
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.84% fixed until 31/12/2028 – foreign nationals shared ownership |
£0 |
Purchase |
21899 |
|
95% |
5.65% fixed until 31/12/2028 – shared ownership |
£499** |
Purchase |
21900 |
|
95% |
5.84% fixed until 31/12/2028 – shared ownership |
£0 |
Purchase |
21901 |
|
95% |
5.94% fixed until 31/12/2028 – shared ownership (CB) |
£0 |
Remortgage |
21902 |
|
95% |
5.78% fixed until 31/12/2029 – shared ownership |
£0 |
Purchase |
21903 |
|
95% |
6.03% fixed until 31/12/2029 – shared ownership (CB) |
£0 |
Remortgage |
21904 |
|
95% |
5.87% fixed until 31/12/2031 – shared ownership |
£0 |
Purchase |
21905 |
|
95% |
6.08% fixed until 31/12/2031 – shared ownership (CB) |
£0 |
Purchase |
21906 |
** Any fees added to the mortgage can’t exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
Max LTV of borrowers share |
Product description |
Completion fee |
Product type |
Product code |
|
95% |
5.96% fixed until 31/12/2028 – foreign nationals shared ownership |
£0 |
Purchase |
21831 |
|
95% |
5.79% fixed until 31/12/2028 – shared ownership |
£499** |
Purchase |
21841 |
|
95% |
5.96% fixed until 31/12/2028 – shared ownership |
£0 |
Purchase |
21842 |
|
95% |
6.09% fixed until 31/12/2028 – shared ownership (CB) |
£0 |
Remortgage |
21843 |
|
95% |
5.88% fixed until 31/12/2029 – shared ownership |
£0 |
Purchase |
21844 |
|
95% |
6.13% fixed until 31/12/2029 – shared ownership (CB) |
£0 |
Remortgage |
21845 |
|
95% |
5.98% fixed until 31/12/2031 – shared ownership |
£0 |
Purchase |
21846 |
|
95% |
6.15% fixed until 31/12/2031 – shared ownership (CB) |
£0 |
Purchase |
21847 |
** Any fees added to the mortgage can’t exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 22 October 2026.
If you’ve already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 29 October 2026.
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