Product updates effective 24/10/2025
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.45% fixed until 30/04/2031 – Interest only |
£999 |
Purchase |
20897 |
|
80% |
4.21% fixed until 30/04/2029 |
£999 |
Purchase |
20909 |
|
80% |
4.35% fixed until 30/04/2029 |
£0 |
Purchase |
20910 |
|
80% |
4.45% fixed until 30/04/2031 |
£999 |
Purchase |
20889 |
|
80% |
4.56% fixed until 30/04/2031 |
£0 |
Purchase |
20890 |
|
90% |
4.40% fixed until 30/04/2029 |
£999 |
Purchase |
20911 |
|
90% |
4.55% fixed until 30/04/2029 |
£0 |
Purchase |
20912 |
|
90% |
4.67% fixed until 30/04/2029 (CB) |
£0 |
Purchase |
20913 |
|
90% |
4.55% fixed until 30/04/2031 |
£999 |
Purchase |
20891 |
|
90% |
4.66% fixed until 30/04/2031 |
£0 |
Purchase |
20892 |
|
90% |
4.82% fixed until 30/04/2031 (CB) |
£0 |
Purchase |
20893 |
|
95% |
4.93% fixed until 30/04/2029 |
£0 |
Purchase |
20914 |
|
95% |
4.79% fixed until 30/04/2029 |
£499* |
Purchase |
20919 |
|
95% |
4.79% fixed until 30/04/2031 |
£499* |
Purchase |
20894 |
|
95% |
4.84% fixed until 30/04/2031 |
£0 |
Purchase |
20895 |
|
95% |
4.99% fixed until 30/04/2031 (CB) |
£0 |
Purchase |
20896 |
|
60% |
4.45% fixed until 30/04/2031 (CB) – Interest only |
£999 |
Remortgage |
20898 |
|
75% |
4.14% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20920 |
|
75% |
4.35% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
20921 |
|
80% |
4.32% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20915 |
|
80% |
4.54% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
20922 |
|
80% |
4.45% fixed until 30/04/2031 (CB) |
£999 |
Remortgage |
20899 |
|
80% |
4.56% fixed until 30/04/2031 (CB) |
£0 |
Remortgage |
20900 |
|
85% |
4.53% fixed until 30/04/2031 (CB) |
£999 |
Remortgage |
20901 |
|
85% |
4.67% fixed until 30/04/2031 (CB) |
£0 |
Remortgage |
20902 |
|
90% |
4.48% fixed until 30/04/2029 (CB) |
£999 |
Remortgage |
20916 |
|
90% |
4.74% fixed until 30/04/2029 (CB) |
£0 |
Remortgage |
20917 |
|
90% |
4.78% fixed until 30/04/2031 (CB) |
£999 |
Remortgage |
20903 |
|
90% |
4.90% fixed until 30/04/2031 (CB) |
£0 |
Remortgage |
20904 |
|
90% |
4.95% fixed until 30/04/2031 – New build |
£999 |
Purchase |
20905 |
|
90% |
5.15% fixed until 30/04/2031 (CB) – New build |
£0 |
Purchase |
20906 |
|
95% |
4.95% fixed until 30/04/2029 – New build |
£499* |
Purchase |
20918 |
|
95% |
5.13% fixed until 30/04/2031 – New build |
£499* |
Purchase |
20907 |
|
95% |
5.29% fixed until 30/04/2031 (CB) – New build |
£0 |
Purchase |
20908 |
*Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.39% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.45% fixed until 31/12/2030 – Interest only |
£999 |
Purchase |
20761 |
|
80% |
4.30% fixed until 31/12/2028 |
£999 |
Purchase |
20742 |
|
80% |
4.44% fixed until 31/12/2028 |
£0 |
Purchase |
20743 |
|
80% |
4.45% fixed until 31/12/2030 |
£999 |
Purchase |
20753 |
|
80% |
4.56% fixed until 31/12/2030 |
£0 |
Purchase |
20754 |
|
90% |
4.40% fixed until 31/12/2028 |
£999 |
Purchase |
20744 |
|
90% |
4.55% fixed until 31/12/2028 |
£0 |
Purchase |
20745 |
|
90% |
4.55% fixed until 31/12/2030 |
£999 |
Purchase |
20755 |
|
90% |
4.66% fixed until 31/12/2030 |
£0 |
Purchase |
20756 |
|
90% |
4.72% fixed until 31/12/2028 (CB) |
£0 |
Purchase |
20746 |
|
90% |
4.82% fixed until 31/12/2030 (CB) |
£0 |
Purchase |
20757 |
|
95% |
4.72% fixed until 31/12/2028 |
£999* |
Purchase |
20836 |
|
95% |
4.93% fixed until 31/12/2028 |
£0 |
Purchase |
20818 |
|
95% |
4.94% fixed until 31/12/2030 |
£999* |
Purchase |
20758 |
|
95% |
5.04% fixed until 31/12/2030 |
£0 |
Purchase |
20759 |
|
95% |
5.23% fixed until 31/12/2030 (CB) |
£0 |
Purchase |
20760 |
|
60% |
4.45% fixed until 31/12/2030 (CB) – Interest only |
£999 |
Remortgage |
20762 |
|
80% |
4.36% fixed until 31/12/2028 (CB) |
£999 |
Remortgage |
20750 |
|
80% |
4.45% fixed until 31/12/2030 (CB) |
£999 |
Remortgage |
20763 |
|
80% |
4.56% fixed until 31/12/2030 (CB) |
£0 |
Remortgage |
20764 |
|
85% |
4.53% fixed until 31/12/2030 (CB) |
£999 |
Remortgage |
20765 |
|
85% |
4.67% fixed until 31/12/2030 (CB) |
£0 |
Remortgage |
20766 |
|
90% |
4.65% fixed until 31/12/2028 (CB) |
£999 |
Remortgage |
20751 |
|
90% |
4.89% fixed until 31/12/2028 (CB) |
£0 |
Remortgage |
20752 |
|
90% |
4.78% fixed until 31/12/2030 (CB) |
£999 |
Remortgage |
20767 |
|
90% |
4.90% fixed until 31/12/2030 (CB) |
£0 |
Remortgage |
20768 |
|
90% |
4.95% fixed until 31/12/2030 – New build |
£999 |
Purchase |
20772 |
|
90% |
5.15% fixed until 31/12/2030 (CB) – New build |
£0 |
Purchase |
20773 |
|
95% |
4.95% fixed until 31/12/2028 – New build |
£499* |
Purchase |
20771 |
|
95% |
5.13% fixed until 31/12/2030 – New build |
£499* |
Purchase |
20774 |
|
95% |
5.29% fixed until 31/12/2030 (CB) – New build |
£0 |
Purchase |
20775 |
*Any fees added to the mortgage cannot exceed 95% LTV.
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 23 October 2025.
If you've already received a DIP Accept confirmation and also progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 30 October 2025.
Latest News
Keep up to date with our latest product changes, lending criteria and business updates.
Support
Business Development Manager Finder
Tools and sales aids
Lending and Security key features