Product updates effective 30/01/2026
New business deals
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.09% fixed until 30/04/2028 – interest only |
£999 |
Purchase |
21083 |
|
80% |
4.09% fixed until 30/04/2028 |
£999 |
Purchase |
21080 |
|
80% |
4.31% fixed until 30/04/2028 |
£0 |
Purchase |
21081 |
|
85% |
4.16% fixed until 30/04/2029 |
£999 |
Purchase |
21087 |
|
95% |
4.67% fixed until 30/04/2028 |
£0 |
Purchase |
21082 |
|
60% |
4.14% fixed until 30/04/2028 – interest only (CB) |
£999 |
Remortgage |
21084 |
|
80% |
4.14% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
21085 |
|
80% |
4.38% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
21086 |
- No booking fee applies to all products in this update.
- When the initial product rate ends the rate automatically moves to our Standard Variable Rate (SVR), currently 6.24% variable, or a reduced variable rate based on your client’s loan to value, at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product description |
Completion fee |
Product type |
Product code |
|
60% |
4.04% fixed until 30/04/2028 – Interest only |
£999 |
Purchase |
21072 |
|
80% |
4.04% fixed until 30/04/2028 |
£999 |
Purchase |
21070 |
|
80% |
4.26% fixed until 30/04/2028 |
£0 |
Purchase |
21071 |
|
85% |
4.11% fixed until 30/04/2029 |
£999 |
Purchase |
21076 |
|
95% |
4.62% fixed until 30/04/2028 |
£0 |
Purchase |
21040 |
|
60% |
4.09% fixed until 30/04/2028 – interest only (CB) |
£999 |
Remortgage |
21073 |
|
80% |
4.09% fixed until 30/04/2028 (CB) |
£999 |
Remortgage |
21074 |
|
80% |
4.33% fixed until 30/04/2028 (CB) |
£0 |
Remortgage |
21075 |
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 29 January 2026.
If you've already received a DIP Accept confirmation and progressed to DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 5 February 2026.
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