Let's see if you can apply

We can offer you a mortgage if:

• You're at least 21 years old and anyone else applying with you is at least 18.
• You won’t be over 75 at the end of the mortgage term.
• The mortgage term you want is between 5 and 40 years – no shorter or longer.
• You can give us the address details of where you have lived for the last three years.
• You can give us proof of your income. Find out which documents you’ll need here.
• You don't have a bad credit history. You can find out more here.

The property you want to buy:

• Is in England or Wales.
• Isn’t going to be rented out.
• Isn’t one of the types listed here.