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Variable rate mortgages

A variable rate mortgage means the interest rate isn’t fixed. It can go up or down, and so will your monthly payments.

Whist it’s lovely if the interest rate and your monthly payments fall, with this type of mortgage it's important to make sure you'd still be able to afford it if your monthly payments went up.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.