Packaging guide
Packaging guide
Here’s a guide for the types of evidence we might ask for proof of income and deposit. Sometimes we might need more information, but we’ll let you know if that’s the case.
For all examples, we might also ask for bank statements on a case by case basis.
Proof of income employed
Basic income only - one month's payslip.
Basic income only - latest months’ worth of weekly payslips.
Latest months’ payslips & Contract.
Latest three months payslips & latest P60.
Latest three months payslips & latest P60.
Latest three months payslips.
Proof of income employed overtime commission and bonus
Last three months payslips and Latest P60.
Last three months’ payslips & P60 (where an annual bonus is to be considered we’d need to see the payslip showing bonus payment).
Proof of income contractor
Latest two years SA302 and Tax year overviews. Latest three months bank statements.
Please contact your BDM for more information.
Proof of income self-employed
Latest two years SA302s' and Tax year overviews.
Last three months business bank statements (for sole traders we can accept personal statements where self employed income is serviced)
Full limited company accounts/financials (reflecting last two years figures).
Latest two years SA302s’ and Tax year overviews.
Latest three months business bank statements.
Please contact your BDM for more information.
Proof of income non-employed sources of income
Last three months universal credit statement.
Latest six months bank statements.
Foster Agency letter confirming:
- Total income paid for each of the last two years.
- That income is likely to continue at the same level for the foreseeable future.
Latest three months bank statements.
Latest three months bank statements.
Bursary/stipend award letter.
Bank statements evidencing latest payment.
Pension statement.
Latest month’s bank statement.
Latest SA302s and tax year overviews (please make sure that any finance costs reflected within the documents are deducted).
Three months’ bank statements reflecting rental credits BTL dec.
Three months’ bank statements reflecting rental credits BTL dec.
Proof of deposit source of funds
Gifted deposit form.
Please contact your BDM or our Intermediary Support Team for more information.
Top tips:
- Please only update one item of outstanding per checklist raised.
- We don't allow photographs of ID.
- Standard Declaration and Direct Debit form requires a wet signature.
- Bank statements must contain name and address.
- Bank statements must contain a full month.
- Scanned documents should be saved as doc, pdf, jpeg, tiff or png files.
- Html and text files can't be uploaded.
- The maximum file size which we can accept is 10MB. Larger files can be separated and uploaded against a checklist item.
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