Product Updates Effective 23/02/2024
New business deals
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
75% |
4.64% fixed until 30/06/2029 |
£999 |
Purchase |
19476 |
|
75% |
4.76% fixed until 30/06/2029 |
£0 |
Purchase |
19477 |
|
85% |
4.72% fixed until 30/06/2029 |
£999 |
Purchase |
19478 |
|
85% |
4.83% fixed until 30/06/2029 |
£0 |
Purchase |
19479 |
|
90% |
4.83% fixed until 30/06/2029 |
£999 |
Purchase |
19480 |
|
90% |
4.93% fixed until 30/06/2029 |
£0 |
Purchase |
19481 |
|
90% |
5.09% fixed until 30/06/2029 (CB) |
£0 |
Purchase |
19482 |
|
95% |
5.11% fixed until 30/06/2029 |
£499* |
Purchase |
19483 |
|
95% |
5.16% fixed until 30/06/2029 |
£0 |
Purchase |
19484 |
|
95% |
5.34% fixed until 30/06/2029 (CB) |
£0 |
Purchase |
19485 |
|
75% |
4.90% fixed until 30/06/2029 (CB) |
£999 |
Remortgage |
19486 |
|
75% |
4.99% fixed until 30/06/2029 (CB) |
£0 |
Remortgage |
19487 |
|
85% |
5.03% fixed until 30/06/2029 (CB) |
£999 |
Remortgage |
19488 |
|
85% |
5.14% fixed until 30/06/2029 (CB) |
£0 |
Remortgage |
19489 |
|
90% |
5.14% fixed until 30/06/2029 (CB) |
£999 |
Remortgage |
19490 |
|
90% |
5.24% fixed until 30/06/2029 (CB) |
£0 |
Remortgage |
19491 |
Shared Ownership - new business deals
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
85% |
5.14% fixed until 30/06/2026 |
£999 |
Purchase |
19463 |
|
85% |
5.67% fixed until 30/06/2026 (CB) |
£0 |
Purchase |
19464 |
|
85% |
5.34% fixed until 30/06/2029 (CB) |
£0 |
Purchase |
19472 |
|
90% |
5.17% fixed until 30/06/2026 |
£999 |
Purchase |
19465 |
|
90% |
5.69% fixed until 30/06/2026 (CB) |
£0 |
Purchase |
19466 |
|
90% |
5.44% fixed until 30/06/2027 (CB) |
£0 |
Purchase |
19470 |
|
90% |
5.44% fixed until 30/06/2029 (CB) |
£0 |
Purchase |
19473 |
|
95% |
5.63% fixed until 30/06/2026 |
£499* |
Purchase |
19467 |
|
95% |
5.94% fixed until 30/06/2026 (CB) |
£0 |
Purchase |
19468 |
|
95% |
6.19% variable until 30/06/2026 |
£999* |
Purchase |
19469 |
|
95% |
5.74% fixed until 30/06/2027 (CB) |
£0 |
Purchase |
19471 |
|
95% |
5.54% fixed until 30/06/2029 |
£499* |
Purchase |
19474 |
|
95% |
5.74% fixed until 30/06/2029 (CB) |
£0 |
Purchase |
19475 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- A product floor rate applies to all discounted products which is set to a standard rate of 2.50% during the discounted period.
- When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.74% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
New business products withdrawn
|
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
75% |
4.53% fixed until 30/04/2029 |
£999 |
Purchase |
19372 |
|
75% |
4.64% fixed until 30/04/2029 |
£0 |
Purchase |
19373 |
|
85% |
4.64% fixed until 30/04/2029 |
£999 |
Purchase |
19374 |
|
85% |
4.75% fixed until 30/04/2029 |
£0 |
Purchase |
19375 |
|
90% |
4.79% fixed until 30/04/2029 |
£999 |
Purchase |
19376 |
|
90% |
4.88% fixed until 30/04/2029 |
£0 |
Purchase |
19377 |
|
90% |
5.09% fixed until 30/04/2029 (CB) |
£0 |
Purchase |
19378 |
|
95% |
5.11% fixed until 30/04/2029 |
£499* |
Purchase |
19379 |
|
95% |
5.16% fixed until 30/04/2029 |
£0 |
Purchase |
19380 |
|
95% |
5.34% fixed until 30/04/2029 (CB) |
£0 |
Purchase |
19381 |
|
75% |
4.90% fixed until 30/04/2029 |
£999 |
Remortgage |
19382 |
|
75% |
4.99% fixed until 30/04/2029 |
£0 |
Remortgage |
19383 |
|
85% |
5.03% fixed until 30/04/2029 |
£999 |
Remortgage |
19384 |
|
85% |
5.14% fixed until 30/04/2029 |
£0 |
Remortgage |
19385 |
|
90% |
5.14% fixed until 30/04/2029 |
£999 |
Remortgage |
19386 |
|
90% |
5.24% fixed until 30/04/2029 |
£0 |
Remortgage |
19387 |
Shared Ownership - products withdrawn
|
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
|
85% |
5.14% fixed until 30/04/2026 |
£999 |
Purchase |
19388 |
|
85% |
5.67% fixed until 30/04/2026 (CB) |
£0 |
Purchase |
19389 |
|
85% |
5.34% fixed until 30/04/2029 (CB) |
£0 |
Purchase |
19397 |
|
90% |
5.17% fixed until 30/04/2026 |
£999 |
Purchase |
19390 |
|
90% |
5.69% fixed until 30/04/2026 (CB) |
£0 |
Purchase |
19391 |
|
90% |
5.79% fixed until 30/04/2027 (CB) |
£0 |
Purchase |
19395 |
|
90% |
5.44% fixed until 30/04/2029 (CB) |
£0 |
Purchase |
19398 |
|
95% |
5.79% fixed until 30/04/2026 |
£499* |
Purchase |
19392 |
|
95% |
6.14% fixed until 30/04/2026 (CB) |
£0 |
Purchase |
19393 |
|
95% |
6.19% variable until 30/04/2026 |
£999* |
Purchase |
19394 |
|
95% |
6.34% fixed until 30/04/2027 (CB) |
£0 |
Purchase |
19396 |
|
95% |
5.54% fixed until 30/04/2029 |
£499* |
Purchase |
19399 |
|
95% |
5.74% fixed until 30/04/2029 (CB) |
£0 |
Purchase |
19400 |
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Thursday 22 February 2024.
If you have already completed a DIP Illustration, pipeline applications will be accepted until 5pm on Thursday 29 February 2024.
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