Product Updates Effective 23/08/2023
New business deals
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
75% |
5.89% fixed until 31/01/2026 |
£999 |
Purchase |
19056 |
75% |
6.14% fixed until 31/01/2026 |
£0 |
Purchase |
19057 |
75% |
5.84% fixed until 31/01/2027 |
£999 |
Purchase |
19072 |
75% |
6.04% fixed until 31/01/2027 |
£0 |
Purchase |
19073 |
75% |
5.54% fixed until 31/01/2029 |
£999 |
Purchase |
19082 |
75% |
5.64% fixed until 31/01/2029 |
£0 |
Purchase |
19083 |
90% |
6.14% fixed until 31/01/2026 |
£999 |
Purchase |
19058 |
90% |
6.39% fixed until 31/01/2026 |
£0 |
Purchase |
19059 |
90% |
5.64% variable until 31/01/2026 |
£999 |
Purchase |
19070 |
90% |
6.09% fixed until 31/01/2027 |
£999 |
Purchase |
19074 |
90% |
6.29% fixed until 31/01/2027 |
£0 |
Purchase |
19075 |
90% |
5.79% fixed until 31/01/2029 |
£999 |
Purchase |
19084 |
90% |
5.94% fixed until 31/01/2029 |
£0 |
Purchase |
19085 |
95% |
6.54% fixed until 31/01/2026 |
£999* |
Purchase |
19060 |
95% |
6.74% fixed until 31/01/2026 |
£0 |
Purchase |
19061 |
95% |
6.44% fixed until 31/01/2027 |
£499* |
Purchase |
19076 |
95% |
6.54% fixed until 31/01/2027 |
£0 |
Purchase |
19077 |
95% |
6.29% fixed until 31/01/2029 (CB) |
£0 |
Purchase |
19086 |
95% |
6.19% fixed until 31/01/2029 |
£499* |
Purchase |
19087 |
75% |
5.89% fixed until 31/01/2026 |
£999 |
Remortgage |
19062 |
75% |
6.14% fixed until 31/01/2026 |
£0 |
Remortgage |
19063 |
75% |
5.89% fixed until 31/01/2026 (CB) |
£999 |
Remortgage |
19064 |
75% |
6.14% fixed until 31/01/2026 (CB) |
£0 |
Remortgage |
19065 |
75% |
5.84% fixed until 31/01/2027 |
£999 |
Remortgage |
19078 |
75% |
6.04% fixed until 31/01/2027 |
£0 |
Remortgage |
19079 |
75% |
5.84% fixed until 31/01/2027 (CB) |
£999 |
Remortgage |
19080 |
75% |
6.04% fixed until 31/01/2027 (CB) |
£0 |
Remortgage |
19081 |
75% |
5.54% fixed until 31/01/2029 |
£999 |
Remortgage |
19088 |
75% |
5.64% fixed until 31/01/2029 |
£0 |
Remortgage |
19089 |
75% |
5.54% fixed until 31/01/2029 (CB) |
£999 |
Remortgage |
19090 |
75% |
5.64% fixed until 31/01/2029 (CB) |
£0 |
Remortgage |
19091 |
80% |
5.44% variable until 31/01/2026 (CB) |
£999 |
Remortgage |
19071 |
85% |
6.09% fixed until 31/01/2026 |
£999 |
Remortgage |
19066 |
85% |
6.34% fixed until 31/01/2026 |
£0 |
Remortgage |
19067 |
85% |
6.09% fixed until 31/01/2026 (CB) |
£999 |
Remortgage |
19068 |
85% |
6.34% fixed until 31/01/2026 (CB) |
£0 |
Remortgage |
19069 |
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
85% |
6.44% fixed until 31/01/2026 – Shared Ownership |
£0 |
Purchase |
19092 |
85% |
6.04% fixed until 31/01/2029 – Shared Ownership |
£0 |
Purchase |
19098 |
90% |
6.49% fixed until 31/01/2026 – Shared Ownership |
£0 |
Purchase |
19093 |
90% |
6.39% fixed until 31/01/2027 – Shared Ownership |
£0 |
Purchase |
19096 |
90% |
6.29% fixed until 31/01/2029 (CB) – Shared Ownership |
£0 |
Purchase |
19099 |
95% |
6.59% fixed until 31/01/2026 – Shared Ownership |
£499* |
Purchase |
19094 |
95% |
6.94% fixed until 31/01/2026 (CB) – Shared Ownership |
£0 |
Purchase |
19095 |
95% |
6.59% fixed until 31/01/2027 – Shared Ownership |
£0 |
Purchase |
19097 |
95% |
6.44% fixed until 31/01/2029 (CB) – Shared Ownership |
£0 |
Purchase |
19100 |
* Any fees added to the mortgage cannot exceed 95% LTV.
- No booking fee applies to all products in this update.
- A product floor rate applies to all discounted products which is set to a standard rate of 2.50% during the discounted period.
- When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.74% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
- All products will be charged interest to the date of redemption.
Products being withdrawn
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
75% |
6.49% fixed until 30/11/2025 |
£999 |
Purchase |
19025 |
75% |
6.74% fixed until 30/11/2025 |
£0 |
Purchase |
19026 |
75% |
6.39% fixed until 30/11/2026 |
£999 |
Purchase |
19031 |
75% |
6.54% fixed until 30/11/2026 |
£0 |
Purchase |
19032 |
75% |
6.04% fixed until 30/11/2028 |
£999 |
Purchase |
19037 |
75% |
6.14% fixed until 30/11/2028 |
£0 |
Purchase |
19038 |
90% |
5.64% variable until 30/11/2025 |
£999 |
Purchase |
19023 |
95% |
7.04% fixed until 30/11/2025 |
£999* |
Purchase |
19027 |
95% |
7.24% fixed until 30/11/2025 |
£0 |
Purchase |
19028 |
95% |
6.89% fixed until 30/11/2026 |
£499* |
Purchase |
19033 |
95% |
6.99% fixed until 30/11/2026 |
£0 |
Purchase |
19034 |
95% |
6.79% fixed until 30/11/2028 (CB) |
£0 |
Purchase |
19039 |
95% |
6.69% fixed until 30/11/2028 |
£499* |
Purchase |
19040 |
75% |
6.39% fixed until 30/11/2026 (CB) |
£999 |
Remortgage |
19035 |
75% |
6.59% fixed until 30/11/2026 (CB) |
£0 |
Remortgage |
19036 |
75% |
6.04% fixed until 30/11/2028 (CB) |
£999 |
Remortgage |
19041 |
75% |
6.19% fixed until 30/11/2028 (CB) |
£0 |
Remortgage |
19042 |
80% |
5.44% variable until 30/11/2025 (CB) |
£999 |
Remortgage |
19024 |
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
85% |
6.84% fixed until 30/11/2025 – Shared Ownership |
£0 |
Purchase |
19043 |
85% |
6.49% fixed until 30/11/2028 – Shared Ownership |
£0 |
Purchase |
19049 |
90% |
6.89% fixed until 30/11/2025 – Shared Ownership |
£0 |
Purchase |
19044 |
90% |
6.69% fixed until 30/11/2026 – Shared Ownership |
£0 |
Purchase |
19047 |
90% |
6.69% fixed until 30/11/2028 – Shared Ownership (CB) |
£0 |
Purchase |
19050 |
95% |
6.89% fixed until 30/11/2025 – Shared Ownership |
£499* |
Purchase |
19045 |
95% |
7.24% fixed until 30/11/2025 – Shared Ownership (CB) |
£0 |
Purchase |
19046 |
95% |
6.99% fixed until 30/11/2026 – Shared Ownership |
£0 |
Purchase |
19048 |
95% |
6.84% fixed until 30/11/2028 – Shared Ownership (CB) |
£0 |
Purchase |
19051 |
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Tuesday 22 August 2023.
If you have already completed a DIP Illustration, pipeline applications will be accepted until 5pm on Tuesday 29 August 2023.
Latest News
Keep up to date with our latest product changes, lending criteria and business updates.
Support
Business Relationship Manager Finder
Tools and Sales Aids
Lending and Security key features