Product Updates Effective 27/09/2022
New business deals
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
85% |
4.59% fixed until 29/02/2028 |
£999 |
Purchase |
18501 |
85% |
4.74% fixed until 29/02/2028 |
£0 |
Purchase |
18502 |
85% |
4.79% fixed until 28/02/2033 |
£0 |
Purchase |
18507 |
85% |
5.04% fixed until 28/02/2033 (CB) – 5yr ERC |
£0 |
Purchase |
18508 |
90% |
4.69% fixed until 29/02/2028 |
£999 |
Purchase |
18503 |
90% |
4.89% fixed until 29/02/2028 (CB) |
£0 |
Purchase |
18504 |
95% |
5.09% fixed until 29/02/2028 (CB) |
£0 |
Purchase |
18505 |
95% |
4.94% fixed until 29/02/2028 |
£499* |
Purchase |
18506 |
85% |
4.79% fixed until 28/02/2033 |
£0 |
Remortgage |
18509 |
85% |
5.04% fixed until 28/02/2033 (CB) – 5yr ERC |
£0 |
Remortgage |
18510 |
75% |
4.99% fixed until 28/02/2026 – Help to Buy |
£0 |
Purchase |
18511 |
75% |
4.99% fixed until 29/02/2028 – Help to Buy |
£0 |
Purchase |
18512 |
75% |
4.99% fixed until 29/02/2028 – Help to Buy |
£0 |
Remortgage |
18513 |
75% |
4.89% fixed until 29/02/2028 – Mortgage Prisoner |
£499 |
Remortgage |
18514 |
* Any fees added to the mortgage cannot exceed 95% LTV
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
90% |
5.09% fixed until 28/02/2025 – Shared Ownership |
£0 |
Purchase |
18469 |
90% |
5.09% fixed until 28/02/2026 – Shared Ownership |
£0 |
Purchase |
18471 |
90% |
5.09% fixed until 29/02/2028 – Shared Ownership (CB) |
£0 |
Purchase |
18473 |
95% |
5.19% fixed until 28/02/2025 – Shared Ownership |
£0 |
Purchase |
18470 |
95% |
5.19% fixed until 28/02/2026 – Shared Ownership |
£0 |
Purchase |
18472 |
95% |
5.19% fixed until 29/02/2028 – Shared Ownership (CB) |
£0 |
Purchase |
18474 |
New switcher deals
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
75% |
4.09% fixed until 31/12/2024 |
£0 |
Switcher |
18481 |
75% |
4.59% fixed until 31/12/2025 |
£0 |
Switcher |
18485 |
75% |
4.59% fixed until 31/12/2027 |
£0 |
Switcher |
18488 |
75% |
4.69% fixed until 31/12/2032 |
£0 |
Switcher |
18491 |
75% |
4.89% fixed until 31/12/2032 – 5yr ERC |
£0 |
Switcher |
18492 |
80% |
4.14% fixed until 31/12/2024 |
£0 |
Switcher |
18482 |
80% |
4.69% fixed until 31/12/2025 |
£0 |
Switcher |
18486 |
80% |
4.74% fixed until 31/12/2027 |
£0 |
Switcher |
18489 |
95% |
4.44% fixed until 31/12/2024 |
£0 |
Switcher |
18483 |
95% |
4.79% fixed until 31/12/2025 |
£0 |
Switcher |
18487 |
95% |
4.94% fixed until 31/12/2027 |
£0 |
Switcher |
18490 |
100% |
4.64% fixed until 31/12/2024 |
£0 |
Switcher |
18484 |
75% |
4.39% fixed until 31/12/2024 – Assisted Mortgage |
£0 |
Switcher |
18493 |
90% |
4.64% fixed until 31/12/2024 – Assisted Mortgage |
£0 |
Switcher |
18494 |
75% |
4.39% fixed until 31/12/2024 – Help To Buy |
£0 |
Switcher |
18495 |
75% |
4.89% fixed until 31/12/2027 – Help To Buy |
£0 |
Switcher |
18496 |
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
85% |
4.39% fixed until 31/12/2024 – Shared Ownership |
£0 |
Switcher |
18497 |
85% |
4.89% fixed until 31/12/2027 – Shared Ownership |
£0 |
Switcher |
18499 |
95% |
4.59% fixed until 31/12/2024 – Shared Ownership |
£0 |
Switcher |
18498 |
95% |
5.09% fixed until 31/12/2027 – Shared Ownership |
£0 |
Switcher |
18500 |
- No booking fee applies to all products in this update.
- All products revert to Standard Variable Rate (currently 5.24% variable) for the rest of the term.
- All products will be charged interest to the date of redemption.
Products being withdrawn
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
85% |
4.14% fixed until 29/02/2028 |
£999 |
Purchase |
18456 |
85% |
4.59% fixed until 28/02/2033 |
£0 |
Purchase |
18461 |
85% |
4.84% fixed until 28/02/2033 (CB) – 5yr ERC |
£0 |
Purchase |
18462 |
90% |
4.34% fixed until 29/02/2028 |
£999 |
Purchase |
18457 |
90% |
4.49% fixed until 29/02/2028 (CB) |
£0 |
Purchase |
18458 |
95% |
4.79% fixed until 29/02/2028 (CB) |
£0 |
Purchase |
18459 |
95% |
4.64% fixed until 29/02/2028 |
£499* |
Purchase |
18460 |
85% |
4.59% fixed until 28/02/2033 |
£0 |
Remortgage |
18463 |
85% |
4.84% fixed until 28/02/2033 (CB) – 5yr ERC |
£0 |
Remortgage |
18464 |
75% |
4.19% fixed until 30/11/2025 – Help to Buy |
£0 |
Purchase |
18277 |
75% |
4.99% fixed until 30/11/2027 – Help to Buy |
£0 |
Purchase |
18278 |
75% |
4.99% fixed until 30/11/2027 – Help to Buy |
£0 |
Remortgage |
18279 |
75% |
4.09% fixed until 30/11/2027 – Mortgage Prisoner |
£499 |
Remortgage |
18429 |
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
90% |
4.24% fixed until 30/11/2024 – Shared Ownership |
£0 |
Purchase |
18443 |
90% |
4.24% fixed until 30/11/2025 – Shared Ownership |
£0 |
Purchase |
18445 |
90% |
4.34% fixed until 30/11/2027 (CB) – Shared Ownership |
£0 |
Purchase |
18447 |
95% |
4.39% fixed until 30/11/2024 – Shared Ownership |
£0 |
Purchase |
18444 |
95% |
4.39% fixed until 30/11/2025 – Shared Ownership |
£0 |
Purchase |
18446 |
95% |
4.49% fixed until 30/11/2027 (CB) – Shared Ownership |
£0 |
Purchase |
18448 |
Processing your new business DIPs
The deadline for the completion of new business DIPS on the products being withdrawn is close of business Monday 26 September 2022.
If you have already completed a DIP Illustration, pipeline applications will be accepted until close of business Monday 3 October 2022.
Switcher products being withdrawn
LTV |
Product Description |
Completion Fee |
Product Type |
Product Code |
75% |
3.69% fixed until 30/11/2024 |
£0 |
Switcher |
18431 |
75% |
3.69% fixed until 30/11/2025 |
£0 |
Switcher |
18435 |
75% |
3.69% fixed until 30/11/2027 |
£0 |
Switcher |
18438 |
75% |
3.79% fixed until 30/11/2032 |
£0 |
Switcher |
18441 |
75% |
3.99% fixed until 30/11/2032 (5 year ERCs) |
£0 |
Switcher |
18442 |
80% |
3.79% fixed until 30/11/2024 |
£0 |
Switcher |
18432 |
80% |
3.84% fixed until 30/11/2025 |
£0 |
Switcher |
18436 |
80% |
3.84% fixed until 30/11/2027 |
£0 |
Switcher |
18439 |
95% |
3.99% fixed until 30/11/2024 |
£0 |
Switcher |
18433 |
95% |
4.04% fixed until 30/11/2025 |
£0 |
Switcher |
18437 |
95% |
4.04% fixed until 30/11/2027 |
£0 |
Switcher |
18440 |
100% |
4.24% fixed until 30/11/2024 |
£0 |
Switcher |
18434 |
75% |
3.84% fixed until 31/10/2024 – Assisted Mortgage |
£0 |
Switcher |
18336 |
90% |
4.09% fixed until 31/10/2024 – Assisted Mortgage |
£0 |
Switcher |
18337 |
75% |
3.99% fixed until 31/10/2024 – Help to Buy |
£0 |
Switcher |
18338 |
75% |
4.09% fixed until 31/10/2025 – Help to Buy |
£0 |
Switcher |
18340 |
75% |
4.09% fixed until 31/10/2027 – Help to Buy |
£0 |
Switcher |
18341 |
Max LTV of borrowers share |
Product Description |
Completion Fee |
Product Type |
Product Code |
85% |
3.79% fixed until 31/10/2024 – Shared Ownership |
£0 |
Switcher |
18342 |
85% |
3.79% fixed until 31/10/2025 – Shared Ownership |
£0 |
Switcher |
18346 |
85% |
3.79% fixed until 31/10/2027 – Shared Ownership |
£0 |
Switcher |
18348 |
95% |
3.99% fixed until 31/10/2024 – Shared Ownership |
£0 |
Switcher |
18343 |
95% |
3.99% fixed until 31/10/2025 – Shared Ownership |
£0 |
Switcher |
18347 |
95% |
3.99% fixed until 31/10/2027– Shared Ownership |
£0 |
Switcher |
18349 |
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