Product Updates Effective 31/01/2024

* Any fees added to the mortgage cannot exceed 95% LTV.

LTV	Product Description	Completion Fee	Product Type	Product Code
75%	5.69% variable until 31/05/2026	£0	Switcher	19416
75%	4.94% fixed until 31/05/2026	£0	Switcher	19412
75%	4.89% fixed until 31/05/2027	£0	Switcher	19418
75%	4.74% fixed until 31/05/2029	£0	Switcher	19421
85%	5.09% fixed until 31/05/2026	£0	Switcher	19413
85%	5.04% fixed until 31/05/2027	£0	Switcher	19419
85%	4.89% fixed until 31/05/2029	£0	Switcher	19422
90%	5.29% fixed until 31/05/2026	£0	Switcher	19414
90%	5.24% fixed until 31/05/2027	£0	Switcher	19420
90%	5.09% fixed until 31/05/2029	£0	Switcher	19423
95%	5.99% variable until 31/05/2026	£0	Switcher	19417
100%	5.54% fixed until 31/05/2026	£0	Switcher	19415
75%	5.39% fixed until 31/05/2026 – Help to Buy	£0	Switcher	19424
75%	5.29% fixed until 31/05/2029 – Help to Buy	£0	Switcher	19425
75%	5.24% fixed until 31/05/2026 – Assisted Mortgage	£0	Switcher	19430

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
85%	5.39% fixed until 31/05/2026 – Shared Ownership	£0	Switcher	19426
85%	5.24% fixed until 31/05/2029 – Shared Ownership	£0	Switcher	19428
95%	5.59% fixed until 31/05/2026 – Shared Ownership	£0	Switcher	19427
95%	5.44% fixed until 31/05/2029 – Shared Ownership	£0	Switcher	19429

No booking fee applies to all products in this update.
A product floor rate applies to all discounted products which is set to a standard rate of 2.50% during the discounted period.
When the initial product rate ends the rate reverts to the Society’s Standard Variable Rate (SVR), currently 6.74% variable, or SVR with a potential reduction determined by your client’s Loan to Value at that time for the rest of the term.
All products will be charged interest to the date of redemption.

New business products withdrawn

Switcher products withdrawn

LTV	Product Description	Completion Fee	Product Type	Product Code
75%	5.19% fixed until 30/04/2026	£0	Switcher	19315
75%	5.49% variable until 30/04/2026	£0	Switcher	19319
75%	5.14% fixed until 30/04/2027	£0	Switcher	19321
75%	4.99% fixed until 30/04/2029	£0	Switcher	19324
85%	5.34% fixed until 30/04/2026	£0	Switcher	19316
85%	5.29% fixed until 30/04/2027	£0	Switcher	19322
85%	5.14% fixed until 30/04/2029	£0	Switcher	19325
95%	5.54% fixed until 30/04/2026	£0	Switcher	19317
95%	5.74% variable until 30/04/2026	£0	Switcher	19320
95%	5.49% fixed until 30/04/2027	£0	Switcher	19323
95%	5.34% fixed until 30/04/2029	£0	Switcher	19326
100%	5.74% fixed until 30/04/2026	£0	Switcher	19318
75%	5.64% fixed until 30/04/2026 – Help to Buy	£0	Switcher	19327
75%	5.54% fixed until 30/04/2026 – Help to Buy	£0	Switcher	19328
75%	5.49% fixed until 30/04/2026 – Assisted Mortgage	£0	Switcher	19333

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
85%	5.64% fixed until 30/04/2026 – Shared Ownership	£0	Switcher	19329
95%	5.84% fixed until 30/04/2026 – Shared Ownership	£0	Switcher	19330
85%	5.49% fixed until 30/04/2029 – Shared Ownership	£0	Switcher	19331
95%	5.69% fixed until 30/04/2029 – Shared Ownership	£0	Switcher	19332

The deadline for the completion of new business DIPS on the products being withdrawn is 5pm on Tuesday 30 January 2024.

If you have already completed a DIP Illustration, pipeline applications will be accepted until 5pm on Tuesday 6 February 2024.

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