Product Updates Effective 27/09/2022

LTV	Product Description	Completion Fee	Product Type	Product Code
85%	4.14% fixed until 28/02/2025	£999	Purchase	18450
85%	4.59% fixed until 29/02/2028	£999	Purchase	18501
85%	4.74% fixed until 29/02/2028	£0	Purchase	18502
85%	4.79% fixed until 28/02/2033	£0	Purchase	18507
85%	5.04% fixed until 28/02/2033 (CB) – 5yr ERC	£0	Purchase	18508
90%	4.24% fixed until 28/02/2025	£999	Purchase	18451
90%	4.69% fixed until 29/02/2028	£999	Purchase	18503
90%	4.89% fixed until 29/02/2028 (CB)	£0	Purchase	18504
95%	4.64% fixed until 28/02/2025	£499	Purchase	18453
95%	4.79% fixed until 28/02/2025	£0	Purchase	18452
95%	4.79% fixed until 28/02/2026	£0	Purchase	18455
95%	4.94% fixed until 29/02/2028	£499*	Purchase	18506
95%	5.09% fixed until 29/02/2028 (CB)	£0	Purchase	18505
85%	4.79% fixed until 28/02/2033	£0	Remortgage	18509
85%	5.04% fixed until 28/02/2033 (CB) – 5yr ERC	£0	Remortgage	18510
75%	4.99% fixed until 28/02/2026 – Help to Buy	£0	Purchase	18511
75%	4.99% fixed until 29/02/2028 – Help to Buy	£0	Purchase	18512
75%	4.99% fixed until 29/02/2028 – Help to Buy	£0	Remortgage	18513
75%	4.89% fixed until 29/02/2028 – Mortgage Prisoner	£499	Remortgage	18514
60%	4.14% fixed until 28/02/2025 – Interest Only	£999	Purchase	18454

Max LTV of borrowers share	Product Description	Completion Fee	Product Type	Product Code
90%	5.09% fixed until 28/02/2025 – Shared Ownership	£0	Purchase	18469
90%	5.09% fixed until 28/02/2026 – Shared Ownership	£0	Purchase	18471
90%	5.09% fixed until 29/02/2028 – Shared Ownership (CB)	£0	Purchase	18473
95%	5.19% fixed until 28/02/2025 – Shared Ownership	£0	Purchase	18470
95%	5.19% fixed until 28/02/2026 – Shared Ownership	£0	Purchase	18472
95%	5.19% fixed until 29/02/2028 – Shared Ownership (CB)	£0	Purchase	18474

* Any fees added to the mortgage cannot exceed 95% LTV

No booking fee applies to all products in this update.
All products revert to Standard Variable Rate (currently 5.24% variable) for the rest of the term.
A product floor rate applies to all discounted products which is set to a maximum reduction of 0.30% during the discounted period.
All products will be charged interest to the date of redemption.

The deadline for the completion of new business DIPS on the products being withdrawn is close of business Tuesday 27 September 2022.

If you have already completed a DIP Illustration, pipeline applications will be accepted until close of business Tuesday 4 October 2022.

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